Bar Harbor Bankshares (BHB) Stock Price, News & Analysis

Company Overview

Bar Harbor Bankshares, Inc. is a bank holding company headquartered in Ellsworth, Maine, and the parent of Bar Harbor Bank & Trust. The company provides a full suite of commercial and consumer banking products and services, including deposit accounts, residential and commercial lending, wealth management, treasury and cash management, and online and mobile banking solutions. Its subsidiary, Bar Harbor Bank & Trust, operates branches across Maine and eastern New Hampshire, serving both individual and business clients with a focus on community banking relationships.

With roots tracing back to the late 19th century, Bar Harbor Bankshares has built its presence along the coast of Maine, extending from Casco Bay to Downeast communities, and into neighboring New Hampshire markets. The company has grown organically and through strategic branch openings to support local economies in tourism, real estate, marine industries, and small businesses. Its commitment to community involvement includes support for housing initiatives, workforce development programs, and local nonprofit organizations.

Bar Harbor Bankshares is governed by a board of directors and led by an executive management team experienced in regional banking, risk management, and customer service. The company emphasizes prudent lending practices, personalized client engagement, and the integration of digital technologies to enhance operational efficiency. Through a combination of traditional community banking values and modern financial solutions, Bar Harbor Bankshares aims to foster long-term growth and stability in the markets it serves.

Key Stats

• Today's Range: $34.15 to $35.09
• 50-Day Range: $30.99 to $35.23
• 52-Week Range: $28.06 to $36.05
• Volume: 100,085 shs
• Average Volume: 97,838 shs
• Market Capitalization: $583.05 million
• P/E Ratio: 14.22
• Dividend Yield: 3.67%
• Price Target: $36.50
• Consensus Rating: Hold

Bar Harbor Bankshares Stock Analysis - MarketRank™

Bar Harbor Bankshares scored higher than 91% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.8 / 5
• Analyst Rating: Hold

Consensus Rating

Bar Harbor Bankshares has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 1 buy rating, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Bar Harbor Bankshares is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Bar Harbor Bankshares has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.90%

Earnings Growth

Earnings for Bar Harbor Bankshares are expected to grow by 7.90% in the coming year, from $3.67 to $3.96 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Bar Harbor Bankshares is 14.22, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.04.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bar Harbor Bankshares is 14.22, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.27.

Price to Book Value per Share Ratio

Bar Harbor Bankshares has a P/B Ratio of 1.09. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.19% of the float of Bar Harbor Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Bar Harbor Bankshares has a short interest ratio ("days to cover") of 1.77, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bar Harbor Bankshares has recently decreased by 4.56%, indicating that investor sentiment is improving.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

Bar Harbor Bankshares is a leading dividend payer. It pays a dividend yield of 3.74%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Bar Harbor Bankshares has been increasing its dividend for 22 years.

Dividend Coverage

The dividend payout ratio of Bar Harbor Bankshares is 44.91%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Bar Harbor Bankshares will have a dividend payout ratio of 32.32% next year. This indicates that Bar Harbor Bankshares will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.4 / 5
• News Sentiment: N/A

News Sentiment

Bar Harbor Bankshares has a news sentiment score of 1.44. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.71 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Bar Harbor Bankshares this week, compared to 1 article on an average week.

Search Interest

3 people have searched for BHB on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

Company Ownership

• Score: 3.6 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

2 insiders have purchased shares of Bar Harbor Bankshares in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $42,627.00 in company stock, which represents 0.0073% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Bar Harbor Bankshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $42,627.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

3.37% of the stock of Bar Harbor Bankshares is held by insiders.

Percentage Held by Institutions

54.49% of the stock of Bar Harbor Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BHB Stock Analysis - Frequently Asked Questions

How have BHB shares performed this year?

Bar Harbor Bankshares' stock was trading at $31.05 at the beginning of the year. Since then, BHB stock has increased by 12.2% and is now trading at $34.83.

How were Bar Harbor Bankshares' earnings last quarter?

Bar Harbor Bankshares, Inc. (NYSEAMERICAN:BHB) issued its quarterly earnings data on Tuesday, April, 21st. The financial services provider reported $0.88 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.86 by $0.02. The financial services provider had revenue of $47.29 million for the quarter, compared to analysts' expectations of $48.22 million. Bar Harbor Bankshares had a net margin of 15.90% and a trailing twelve-month return on equity of 11.11%.

When did Bar Harbor Bankshares' stock split?

Shares of Bar Harbor Bankshares split on Tuesday, May 20th 2014.The 3-2 split was announced on Tuesday, April 22nd 2014. The newly issued shares were payable to shareholders after the market closes on Monday, May 19th 2014. An investor that had 100 shares of stock prior to the split would have 150 shares after the split.

Who are Bar Harbor Bankshares' major shareholders?

Top institutional shareholders of Bar Harbor Bankshares include Bar Harbor Wealth Management (2.40%), Bank of New York Mellon Corp (0.50%), Coston McIsaac & Partners (0.45%) and Hsbc Holdings PLC (0.25%). Insiders that own company stock include Curtis C Simard, Scott G Toothaker, Kenneth Eugene Smith, Matthew L Caras and David M Colter.
View institutional ownership trends.

How do I buy shares of Bar Harbor Bankshares?

Shares of BHB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Bar Harbor Bankshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Bar Harbor Bankshares investors own include American Water Works (AWK), Waste Connections (WCN), Humana (HUM), The RMR Group (RMR), Voyager Therapeutics (VYGR), AUO (AUOTY) and DiamondRock Hospitality (DRH).

Company Calendar

• Record date for 3/20 Dividend: 2/20/2026
• Ex-Dividend for 3/20 Dividend: 2/20/2026
• Dividend Payable: 3/20/2026
• Last Earnings: 4/21/2026
• Today: 5/05/2026
• Record date for 6/18 Dividend: 5/21/2026
• Ex-Dividend for 6/18 Dividend: 5/21/2026
• Dividend Payable: 6/18/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSEAMERICAN
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NYSEAMERICAN:BHB
• Previous Symbol: NYSE:BHB
• CIK: 743367
• Web: www.bhbt.com
• Phone: (207) 669-6784
• Fax: 207-288-2626
• Employees: 490
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Bar Harbor Bankshares: $36.50
• High Price Target: $39.00
• Low Price Target: $34.00
• Potential Upside/Downside: +4.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.85
• Trailing P/E Ratio: 14.22
• Forward P/E Ratio: 9.49
• P/E Growth: N/A
• Net Income: $36.92 million
• Net Margins: 15.90%
• Pretax Margin: 18.83%
• Return on Equity: 11.11%
• Return on Assets: 1.25%

Debt

• Debt-to-Equity Ratio: 0.51
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $243.98 million
• Price / Sales: 2.39
• Cash Flow: $3.51 per share
• Price / Cash Flow: 9.93
• Book Value: $31.91 per share
• Price / Book: 1.09

Miscellaneous

• Outstanding Shares: 16,740,000
• Free Float: 16,178,000
• Market Cap: $583.05 million
• Optionable: Not Optionable
• Beta: 0.61