Fannie Mae (FNMA) Stock Price, News & Analysis

Company Overview

The Federal National Mortgage Association, commonly known as Fannie Mae (OTCMKTS:FNMA), is a government-sponsored enterprise established by Congress in 1938 as part of the New Deal to support the U.S. housing market. Headquartered in Washington, D.C., Fannie Mae’s mission is to promote liquidity, stability and affordability in the mortgage market. The company operates by purchasing residential mortgage loans from financial institutions, pooling them into mortgage-backed securities (MBS), and providing guarantees to investors against borrower default.

In its core business, Fannie Mae works with mortgage lenders across the United States—including banks, credit unions and mortgage finance companies—to ensure a steady flow of capital for homebuyers and homeowners seeking refinancing. By securitizing mortgages into MBS, the company helps reduce risk for originators and expands access to mortgage credit, particularly for first-time and moderate-income borrowers. Through various programs and underwriting guidelines, Fannie Mae plays a central role in standardizing mortgage documentation and pricing, thereby fostering transparency and consistency in residential lending.

Since the 2008 financial crisis, Fannie Mae has operated under conservatorship overseen by the Federal Housing Finance Agency (FHFA), which supervises its financial and operational practices to maintain stability in the housing finance system. The enterprise serves a geographic footprint that spans all 50 states, the District of Columbia and U.S. territories, collaborating with a network of approved lenders and servicers. Through its guaranty book of business and ongoing innovation in credit risk transfer, Fannie Mae continues to support the housing finance market while working toward its statutory mission of affordable housing.

Key Stats

• Today's Range: $5.98 to $6.39
• 50-Day Range: $5.75 to $7.42
• 52-Week Range: $3.60 to $15.99
• Volume: 3.82 million shs
• Average Volume: 3.37 million shs
• Market Capitalization: $7.05 billion
• P/E Ratio: 609.61
• Dividend Yield: N/A
• Price Target: $12.75
• Consensus Rating: Hold

Fannie Mae Stock Analysis - MarketRank™

Fannie Mae scored higher than 47% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Hold

Consensus Rating

Fannie Mae has received a consensus rating of Hold. The company's average rating score is 2.29, and is based on 1 strong buy rating, 1 buy rating, 4 hold ratings, and 1 sell rating.

Upside Potential

Fannie Mae has a consensus price target of $12.75, representing about 109.4% upside from its current price of $6.09.

Amount of Analyst Coverage

Fannie Mae has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: 4.67%

Earnings Growth

Earnings for Fannie Mae are expected to grow by 4.67% in the coming year, from $2.57 to $2.69 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Fannie Mae is 609.61, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 40.05.

Price to Earnings Ratio vs. Sector

The P/E ratio of Fannie Mae is 609.61, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 20.75.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.32% of the float of Fannie Mae has been sold short.

Short Interest Ratio / Days to Cover

Fannie Mae has a short interest ratio ("days to cover") of 2.13, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fannie Mae has recently increased by 0.55%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Fannie Mae does not currently pay a dividend.

Dividend Growth

Fannie Mae does not have a long track record of dividend growth.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.12

News Sentiment

Fannie Mae has a news sentiment score of 0.12. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.81 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Fannie Mae this week, compared to 8 articles on an average week.

Search Interest

Only 7 people have searched for FNMA on MarketBeat in the last 30 days. This is a decrease of -36% compared to the previous 30 days.

MarketBeat Follows

10 people have added Fannie Mae to their MarketBeat watchlist in the last 30 days. This is an increase of 43% compared to the previous 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Fannie Mae insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.00% of the stock of Fannie Mae is held by insiders.

Percentage Held by Institutions

0.02% of the stock of Fannie Mae is held by institutions.

Company Calendar

• Last Earnings: 4/29/2026
• Today: 7/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: FIN - MTG&REL SVS
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:FNMA
• CIK: 310522
• Web: www.fanniemae.com
• Phone: (800) 232-6643
• Fax: 202-752-4447
• Employees: 7,000
• Year Founded: 1938

Price Target and Rating

• Average Price Target for Fannie Mae: $12.75
• High Price Target: $20.00
• Low Price Target: $8.00
• Potential Upside/Downside: +109.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.29
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.01
• Trailing P/E Ratio: 609.61
• Forward P/E Ratio: 2.37
• P/E Growth: N/A
• Net Income: $14.36 billion
• Net Margins: 4.53%
• Pretax Margin: 11.28%
• Return on Equity: -65.94%
• Return on Assets: 0.50%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $159.17 billion
• Price / Sales: 0.04
• Cash Flow: $23.42 per share
• Price / Cash Flow: 0.26
• Book Value: ($26.73) per share
• Price / Book: -0.23

Miscellaneous

• Outstanding Shares: 1,158,090,000
• Free Float: 1,146,507,000
• Market Cap: $7.05 billion
• Optionable: Not Optionable
• Beta: 1.62