Oak Ridge Financial Services (BKOR) Stock Price, News & Analysis

Company Overview

Oak Ridge Financial Services, Inc. operates as a bank holding company for Bank of Oak Ridge that provides various banking products and services for individuals and businesses. It offers checking, savings, and money market accounts; overdrafts; auto, home equity, mortgage, business term, and business SBA loans; business lines of credit; credit cards; and online and mobile banking products and services. The company also provides health savings accounts, identity theft protection, wealth management, cash management, and remote deposit capture services; and auto, home, small business, renters, life, boat and watercraft, classic car, motorcycle, flood, pet, and umbrella insurance products. It operates through a network of branches in Oak Ridge, Greensboro, and Summerfield, North Carolina. The company was founded in 2000 and is based in Oak Ridge, North Carolina.

Key Stats

• Today's Range: $26.65 to $26.65
• 50-Day Range: $21.90 to $26.75
• 52-Week Range: $18.56 to $26.75
• Volume: 1,003 shs
• Average Volume: 2,015 shs
• Market Capitalization: $73.23 million
• P/E Ratio: 10.75
• Dividend Yield: 2.10%
• Price Target: N/A
• Consensus Rating: N/A

Oak Ridge Financial Services Stock Analysis - MarketRank™

Oak Ridge Financial Services scored higher than 20% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Oak Ridge Financial Services.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Oak Ridge Financial Services is 10.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of Oak Ridge Financial Services is 10.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 244.57.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Oak Ridge Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Oak Ridge Financial Services has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Oak Ridge Financial Services pays a meaningful dividend of 2.10%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Oak Ridge Financial Services does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Oak Ridge Financial Services is 22.58%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the float of Oak Ridge Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Oak Ridge Financial Services has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for Oak Ridge Financial Services this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Oak Ridge Financial Services insiders have not sold or bought any company stock.

Percentage Held by Insiders

25.57% of the stock of Oak Ridge Financial Services is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 4.15% of the stock of Oak Ridge Financial Services is held by institutions.

BKOR Stock Analysis - Frequently Asked Questions

How have BKOR shares performed this year?

Oak Ridge Financial Services' stock was trading at $20.70 at the beginning of the year. Since then, BKOR shares have increased by 28.7% and is now trading at $26.65.

How were Oak Ridge Financial Services' earnings last quarter?

Oak Ridge Financial Services Inc. (OTCMKTS:BKOR) issued its quarterly earnings data on Monday, August, 4th. The company reported $0.81 earnings per share (EPS) for the quarter. The business earned $8.02 million during the quarter.

How do I buy shares of Oak Ridge Financial Services?

Shares of BKOR stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Oak Ridge Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Oak Ridge Financial Services investors own include Green Dot (GDOT), Invesco S&P 500 High Dividend Low Volatility ETF (SPHD), SPDR S&P Dividend ETF (SDY), Lazard (LAZ), ING Group (ING) and Finisar (FNSR).

Company Calendar

• Last Earnings: 8/04/2025
• Ex-Dividend for 9/3 Dividend: 8/19/2025
• Record date for 9/3 Dividend: 8/20/2025
• Dividend Payable: 9/03/2025
• Today: 9/17/2025
• Next Earnings (Estimated): 10/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:BKOR
• CIK: 1398006
• Web: www.bankofoakridge.com
• Phone: (336) 644-9944
• Fax: 336-644-6644
• Employees: 89
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $2.48
• Trailing P/E Ratio: 10.74
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $5.67 million
• Net Margins: 15.83%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $41.04 million
• Price / Sales: 1.78
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 2,750,000
• Free Float: 2,045,000
• Market Cap: $73.23 million
• Optionable: Not Optionable
• Beta: 0.20