Oak Ridge Financial Services (BKOR) Stock Price, News & Analysis

Company Overview

Oak Ridge Financial Services, Inc. operates as a bank holding company for Bank of Oak Ridge that provides various banking products and services for individuals and businesses. It offers checking, savings, and money market accounts; overdrafts; auto, home equity, mortgage, business term, and business SBA loans; business lines of credit; credit cards; and online and mobile banking products and services. The company also provides health savings accounts, identity theft protection, wealth management, cash management, and remote deposit capture services; and auto, home, small business, renters, life, boat and watercraft, classic car, motorcycle, flood, pet, and umbrella insurance products. It operates through a network of branches in Oak Ridge, Greensboro, and Summerfield, North Carolina. The company was founded in 2000 and is based in Oak Ridge, North Carolina.

Key Stats

• Today's Range: $31.00 to $31.00
• 50-Day Range: $29.23 to $31.39
• 52-Week Range: $20.75 to $31.40
• Volume: N/A
• Average Volume: 1,465 shs
• Market Capitalization: $85.87 million
• P/E Ratio: 10.76
• Dividend Yield: 2.06%
• Price Target: N/A
• Consensus Rating: N/A

Oak Ridge Financial Services Stock Analysis - MarketRank™

Oak Ridge Financial Services scored higher than 26% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Oak Ridge Financial Services.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Oak Ridge Financial Services is 10.76, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.62.

Price to Earnings Ratio vs. Sector

The P/E ratio of Oak Ridge Financial Services is 10.76, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.94.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Oak Ridge Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Oak Ridge Financial Services has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Oak Ridge Financial Services has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Oak Ridge Financial Services pays a meaningful dividend of 2.06%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Oak Ridge Financial Services does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Oak Ridge Financial Services is 22.22%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.9 / 5
• News Sentiment: -0.50

News Sentiment

Oak Ridge Financial Services has a news sentiment score of -0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.82 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Oak Ridge Financial Services this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Oak Ridge Financial Services insiders have not sold or bought any company stock.

Percentage Held by Insiders

25.57% of the stock of Oak Ridge Financial Services is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

4.15% of the stock of Oak Ridge Financial Services is held by institutions.

Company Calendar

• Last Earnings: 5/04/2026
• Today: 6/03/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:BKOR
• CIK: 1398006
• Web: www.bankofoakridge.com
• Phone: (336) 644-9944
• Fax: 336-644-6644
• Employees: 89
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $2.88
• Trailing P/E Ratio: 10.76
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $8.01 million
• Net Margins: 18.00%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $44.28 million
• Price / Sales: 1.94
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 2,770,000
• Free Float: 2,062,000
• Market Cap: $85.87 million
• Optionable: Not Optionable
• Beta: 0.14