Oak Ridge Financial Services (BKOR) Stock Price, News & Analysis

Company Overview

Oak Ridge Financial Services, Inc. is a bank holding company headquartered in Oak Ridge, North Carolina. Through its banking subsidiary, Bank of Oak Ridge, the company provides community banking services to individuals, families, businesses and nonprofit organizations.

Bank of Oak Ridge offers deposit accounts, checking and savings products, certificates of deposit, residential mortgage loans, commercial and industrial financing, commercial real estate loans, and consumer lending. Its services also include online and mobile banking, treasury and cash-management solutions, and other financial services designed to support personal and business banking needs.

Founded in 2000, the company has focused on serving communities in the Piedmont Triad region of North Carolina. Its banking operations have included locations in Oak Ridge, Greensboro and Summerfield, with an emphasis on relationship-based banking and local decision-making. Current leadership information was not available from the sources reviewed.

Key Stats

• Today's Range: $31.80 to $32.40
• 50-Day Range: $31.50 to $32.48
• 52-Week Range: $27.00 to $33.00
• Volume: 1,350 shs
• Average Volume: 6,298 shs
• Market Capitalization: $89.75 million
• P/E Ratio: 11.33
• Dividend Yield: 1.98%
• Price Target: N/A
• Consensus Rating: N/A

Oak Ridge Financial Services Stock Analysis - MarketRank™

Oak Ridge Financial Services scored higher than 53% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Oak Ridge Financial Services.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Oak Ridge Financial Services is 11.33, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.05.

Price to Earnings Ratio vs. Sector

The P/E ratio of Oak Ridge Financial Services is 11.33, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.75.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Oak Ridge Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Oak Ridge Financial Services has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Oak Ridge Financial Services has recently decreased by 86.36%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Oak Ridge Financial Services pays a meaningful dividend of 1.98%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Oak Ridge Financial Services does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Oak Ridge Financial Services is 22.38%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.99

News Sentiment

Oak Ridge Financial Services has a news sentiment score of 0.99. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.63 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Oak Ridge Financial Services this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Oak Ridge Financial Services insiders have not sold or bought any company stock.

Percentage Held by Insiders

25.57% of the stock of Oak Ridge Financial Services is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

4.15% of the stock of Oak Ridge Financial Services is held by institutions.

Company Calendar

• Last Earnings: 7/31/2026
• Today: 10/12/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: OTCMKTS:BKOR
• CIK: 1398006
• Web: www.bankofoakridge.com
• Phone: (336) 644-9944
• Fax: 336-644-6644
• Employees: 98
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $2.86
• Trailing P/E Ratio: 11.33
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $8.01 million
• Net Margins: 18.19%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $44.28 million
• Price / Sales: 2.03
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 2,770,000
• Free Float: 2,062,000
• Market Cap: $89.75 million
• Optionable: Not Optionable
• Beta: 0.14