BPER Banca S.p.A., formerly known as Banca Popolare dell’Emilia Romagna, is an Italian banking group headquartered in Modena, Italy. Established in 1867, the company provides a broad range of financial services to retail, corporate and institutional clients. BPER Banca operates through an extensive branch network across Italy and maintains an over‐the‐counter listing in the United States under the ticker symbol BPXXY.
The bank’s core activities encompass traditional retail banking products—such as current and savings accounts, mortgages and personal loans—alongside corporate lending, trade finance, leasing and factoring services. In recent years, BPER Banca has expanded its regional footprint through strategic acquisitions, including Banco di Sardegna and several smaller local savings banks, strengthening its presence in Sardinia, Emilia‐Romagna and other Italian regions. Complementary offerings include asset management, custody services and bancassurance solutions delivered in partnership with leading insurance providers.
To meet evolving customer needs, BPER Banca has invested in digital transformation initiatives, launching online and mobile banking platforms that support account management, payment services and remote advisory channels. The bank also leverages an extensive ATM network and financial advisory teams located in urban and rural branches to serve a diverse clientele. Governed by a board of directors and senior management based in Modena, BPER Banca continues to pursue growth through service innovation and selective market expansion.
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