Credito Emiliano S.p.A., commonly known as Credem, is an Italian banking group headquartered in Reggio Emilia, Italy. The group provides financial services to individuals, families, businesses, and institutional clients through a network of banks and specialized subsidiaries.
Its activities include retail and commercial banking, lending, payment services, current accounts, mortgages, savings products, and investment services. Credem also serves companies with corporate finance, cash-management, leasing, and factoring solutions, while its private-banking operations provide wealth-management and advisory services.
The group has additional businesses focused on asset management and insurance, including investment funds, portfolio-management services, life insurance, and protection products. Credem primarily serves customers in Italy through branches and digital channels, with operations supported by its specialized financial-services companies.
Credito Emiliano traces its origins to 1910 and has developed from a regional banking institution into a diversified Italian financial group. Its shares trade in Italy, while CDEFF is the company’s over-the-counter market symbol in the United States.
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