Croghan Bancshares (CHBH) Competitors

Croghan Bancshares (OTCMKTS:CHBH) and Bank First National (OTCMKTS:BFNC) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, risk, earnings, analyst recommendations, valuation, dividends, community ranking, media sentiment and institutional ownership.

Does the MarketBeat Community prefer CHBH or BFNC?

Bank First National received 12 more outperform votes than Croghan Bancshares when rated by MarketBeat users. Likewise, 66.27% of users gave Bank First National an outperform vote while only 60.56% of users gave Croghan Bancshares an outperform vote.

Company	Underperform	Outperform
Croghan Bancshares	Outperform Votes 43 60.56%	Underperform Votes 28 39.44%
Bank First National	Outperform Votes 55 66.27%	Underperform Votes 28 33.73%

Is CHBH or BFNC a better dividend stock?

Croghan Bancshares pays an annual dividend of $0.96 per share and has a dividend yield of 1.9%. Bank First National pays an annual dividend of $0.42 per share and has a dividend yield of 0.5%. Croghan Bancshares pays out 37.4% of its earnings in the form of a dividend. Bank First National pays out 32.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has better earnings & valuation, CHBH or BFNC?

Croghan Bancshares is trading at a lower price-to-earnings ratio than Bank First National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Croghan Bancshares	N/A	N/A	N/A	$2.57	19.84
Bank First National	N/A	N/A	N/A	$1.30	63.07

Do analysts rate CHBH or BFNC?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Croghan Bancshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Bank First National	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Is CHBH or BFNC more profitable?

Company	Net Margins	Return on Equity	Return on Assets
Croghan Bancshares	N/A	N/A	N/A
Bank First National	N/A	N/A	N/A

Do insiders and institutionals have more ownership in CHBH or BFNC?

10.8% of Bank First National shares are owned by institutional investors. 5.2% of Croghan Bancshares shares are owned by company insiders. Comparatively, 14.4% of Bank First National shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Does the media prefer CHBH or BFNC?

In the previous week, Bank First National had 27 more articles in the media than Croghan Bancshares. MarketBeat recorded 27 mentions for Bank First National and 0 mentions for Croghan Bancshares. Bank First National's average media sentiment score of 0.18 beat Croghan Bancshares' score of 0.00 indicating that Bank First National is being referred to more favorably in the news media.

Company	Overall Sentiment
Croghan Bancshares	Neutral
Bank First National	Neutral

Summary

Bank First National beats Croghan Bancshares on 8 of the 10 factors compared between the two stocks.