Croghan Bancshares, Inc. is the bank holding company for Croghan Bank, a community-oriented financial institution headquartered in Westfield, New York. Established in 1888, the company provides a full range of banking services to residents, businesses and agricultural clients throughout Chautauqua, Erie and Cattaraugus counties. Trading on the OTC Markets under the symbol CHBH, Croghan Bancshares focuses on delivering personalized financial solutions tailored to local market needs.
The company’s primary business activities include deposit gathering, commercial and consumer lending, mortgage origination and treasury management. Its deposit products range from checking and savings accounts to money market and certificate of deposit offerings. On the lending side, Croghan Bank provides term loans, lines of credit, agricultural financing, and residential mortgages, with flexible terms designed to support both individual customers and small to mid-sized businesses.
In addition to traditional banking, Croghan Bancshares offers a suite of ancillary services such as wealth management, trust administration and investment advisory services through its dedicated trust department. The bank also supports local businesses with merchant services, cash management tools and electronic banking platforms, including online and mobile banking applications. These capabilities enable customers to manage day-to-day finances efficiently while accessing more sophisticated financial planning resources.
With over 130 years of heritage in Western New York, Croghan Bancshares combines deep community roots with a commitment to modern banking technology. The company operates multiple full-service branches and ATMs across its service area, maintaining strong relationships with local chambers of commerce and economic development organizations. Its executive leadership team, led by an experienced president and CEO, emphasizes community engagement and prudent risk management as cornerstones of long-term growth and shareholder value.
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