China Life Insurance (CILJF) Stock Price, News & Analysis

Company Overview

China Life Insurance Company Limited (OTCMKTS: CILJF) is one of the largest life insurance providers in the People’s Republic of China. The company’s core offerings include individual and group life insurance policies, annuity products, health insurance, and accident coverage. In addition to traditional life insurance contracts, China Life has expanded its product suite to incorporate retirement-planning solutions and wealth management products tailored to both high-net-worth and mass-market customers.

Founded on the foundation of the state-owned Central Insurance Company in 1949 and later reorganized as a joint-stock company in 2003, China Life operates an extensive distribution network that spans mainland China, with additional service points in Hong Kong. The insurer leverages a combination of brick-and-mortar branches, agency channels, bancassurance partnerships, and digital platforms to reach a diverse customer base. Over time, China Life has invested in technology-driven initiatives, including mobile applications and online underwriting, to streamline policy issuance and enhance customer experience.

Beyond its life and health offerings, the company provides pension management services and invests premiums in a broad range of financial assets, including equities, fixed-income securities, and real estate, subject to regulatory guidelines. These investment activities help back policyholder liabilities and support the insurer’s long-term financial stability. China Life’s asset management arm also offers third-party fund management services to institutional and retail clients.

As a state-controlled enterprise headquartered in Beijing, China Life is governed by a board of directors appointed in accordance with Chinese corporate governance standards. The company’s senior leadership team combines experience in insurance underwriting, risk management, and investment operations to navigate evolving regulatory landscapes and shifting demographic trends in China’s rapidly developing insurance market.

Key Stats

• Today's Range: $2.85 to $2.93
• 50-Day Range: $2.75 to $3.18
• 52-Week Range: $1.35 to $3.20
• Volume: 5,031 shs
• Average Volume: 14,018 shs
• Market Capitalization: N/A
• P/E Ratio: 2.90
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

China Life Insurance Stock Analysis - MarketRank™

China Life Insurance scored higher than 11% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for China Life Insurance.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of China Life Insurance is 2.90, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 233.48.

Price to Earnings Ratio vs. Sector

The P/E ratio of China Life Insurance is 2.90, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 1,348.00.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

China Life Insurance has a short interest ratio ("days to cover") of 59.6, which indicates bearish sentiment.

Change versus previous month

Short interest in China Life Insurance has recently decreased by 95.46%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

China Life Insurance does not currently pay a dividend.

Dividend Growth

China Life Insurance does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

China Life Insurance has a short interest ratio ("days to cover") of 59.6, which indicates bearish sentiment.

Change versus previous month

Short interest in China Life Insurance has recently decreased by 95.46%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: N/A

News Sentiment

China Life Insurance has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.54 average news sentiment score of Financial Services companies.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, China Life Insurance insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 6.48% of the stock of China Life Insurance is held by institutions.

CILJF Stock Analysis - Frequently Asked Questions

How have CILJF shares performed this year?

China Life Insurance's stock was trading at $1.89 at the beginning of the year. Since then, CILJF shares have increased by 55.0% and is now trading at $2.93.

How do I buy shares of China Life Insurance?

Shares of CILJF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Today: 10/07/2025
• Next Earnings (Estimated): 10/30/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Insurance - Life
• Sub-Industry: Insurance
• Current Symbol: OTCMKTS:CILJF
• CIK: 1268896
• Web: www.e-chinalife.com
• Phone: 86 10 6363 3333
• Fax: N/A
• Employees: 102,200
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 2.90
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A