Capitec Bank (CKHGY) Stock Price, News & Analysis

Company Overview

Capitec Bank is a South African retail bank founded in 2001 and headquartered in Stellenbosch. From its inception, the company has pursued a digital-first approach to banking, combining a network of branches and automated point-of-sale terminals with mobile and online platforms. Capitec’s streamlined service model targets individuals and small to medium-sized enterprises seeking straightforward banking solutions and transparent fee structures.

The bank’s core offerings include transactional accounts, savings products, unsecured personal loans and credit facilities. Integrated into its banking suite are deposit-taking services, foreign exchange and insurance products. Capitec’s mobile app and online portal enable customers to perform everyday transactions, manage loans, pay bills and monitor balances in real time, reflecting the firm’s commitment to technology-driven convenience.

Since listing on the Johannesburg Stock Exchange in 2002, Capitec has grown through an emphasis on low-cost banking and user-friendly interfaces. Early adoption of biometric authentication and digital customer service channels helped distinguish the bank in a competitive market. Its simplified fee model and transparent pricing have underpinned steady client growth and positioned Capitec as a prominent player in South Africa’s retail banking sector.

Primarily serving the South African market, Capitec continues to expand its branch footprint while investing in digital enhancements to improve accessibility. Founded by Gerrie Fourie, the bank is guided by an executive team focused on maintaining operational efficiency and driving innovation to meet evolving customer needs.

Key Stats

• Today's Range: $130.78 to $135.10
• 50-Day Range: $119.61 to $139.13
• 52-Week Range: $93.81 to $149.76
• Volume: 5,614 shs
• Average Volume: 2,113 shs
• Market Capitalization: N/A
• P/E Ratio: 14.91
• Dividend Yield: 1.86%
• Price Target: N/A
• Consensus Rating: Buy

Capitec Bank Stock Analysis - MarketRank™

Capitec Bank scored higher than 39% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Capitec Bank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Capitec Bank has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Capitec Bank is 14.91, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.76.

Price to Earnings Ratio vs. Sector

The P/E ratio of Capitec Bank is 14.91, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 16.33.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Capitec Bank has a short interest ratio ("days to cover") of 0.14, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Capitec Bank has recently decreased by 55.59%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Capitec Bank pays a meaningful dividend of 1.85%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Capitec Bank does not have a long track record of dividend growth.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.50

News Sentiment

Capitec Bank has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.78 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Capitec Bank this week, compared to 1 article on an average week.

Company Ownership

• Score: N/A
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Capitec Bank insiders have not sold or bought any company stock.

Percentage Held by Institutions

Capitec Bank has minimal institutional ownership at this time.

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:CKHGY
• CIK: N/A
• Web: www.capitecbank.co.za
• Phone: (721) 809-5900
• Fax: N/A
• Employees: 15,425
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 14.91
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A