Chesapeake Financial Shares (CPKF) Stock Price, News & Analysis

Company Overview

Chesapeake Financial Shares, Inc. is a bank holding company headquartered in Virginia. Through its banking and financial-services subsidiaries, the company provides deposit accounts, commercial and consumer lending, mortgage services, and other financial products to individuals, families, businesses, and organizations.

The company’s principal banking subsidiary, Chesapeake Bank, serves communities in Virginia, including the Northern Neck, Middle Peninsula, and surrounding areas. Its services generally include checking and savings accounts, certificates of deposit, residential and commercial real estate loans, business financing, personal loans, and online banking.

Chesapeake Financial Shares also offers wealth management, trust, investment, and financial-planning services through affiliated businesses. Chesapeake Bank traces its history to 1900, and the company emphasizes relationship-based banking and community-focused financial services.

Key Stats

• Today's Range: $38.50 to $38.98
• 50-Day Range: $37.78 to $39.75
• 52-Week Range: $21.70 to $39.75
• Volume: 1,191 shs
• Average Volume: 332 shs
• Market Capitalization: $182.82 million
• P/E Ratio: 7.35
• Dividend Yield: 1.85%
• Price Target: N/A
• Consensus Rating: N/A

Chesapeake Financial Shares Stock Analysis - MarketRank™

Chesapeake Financial Shares scored higher than 46% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Chesapeake Financial Shares.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Earnings Growth

Earnings for Chesapeake Financial Shares are expected to remain at $4.30 per share in the coming year.

Price to Earnings Ratio vs. the Market

The P/E ratio of Chesapeake Financial Shares is 7.35, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.68.

Price to Earnings Ratio vs. Sector

The P/E ratio of Chesapeake Financial Shares is 7.35, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.29.

Price to Book Value per Share Ratio

Chesapeake Financial Shares has a P/B Ratio of 1.38. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.02% of the float of Chesapeake Financial Shares has been sold short.

Short Interest Ratio / Days to Cover

Chesapeake Financial Shares has a short interest ratio ("days to cover") of 0.78, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Chesapeake Financial Shares has recently decreased by 3.06%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Chesapeake Financial Shares pays a meaningful dividend of 1.84%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Chesapeake Financial Shares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Chesapeake Financial Shares is 13.58%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Chesapeake Financial Shares will have a dividend payout ratio of 16.74% next year. This indicates that Chesapeake Financial Shares will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.57

News Sentiment

Chesapeake Financial Shares has a news sentiment score of 0.57. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.81 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for Chesapeake Financial Shares this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Chesapeake Financial Shares insiders have not sold or bought any company stock.

Percentage Held by Insiders

39.50% of the stock of Chesapeake Financial Shares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

3.72% of the stock of Chesapeake Financial Shares is held by institutions.

Company Calendar

• Last Earnings: 4/21/2026
• Today: 9/17/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: OTCMKTS:CPKF
• CIK: 847538
• Web: www.chesapeakefinancialshares.com
• Phone: (804) 435-4249
• Fax: 804-435-7387
• Employees: 109
• Year Founded: 1992

Profitability

• EPS (Trailing Twelve Months): $5.30
• Trailing P/E Ratio: 7.35
• Forward P/E Ratio: 9.07
• P/E Growth: N/A
• Net Income: $10 million
• Net Margins: 20.38%
• Pretax Margin: 24.58%
• Return on Equity: 16.46%
• Return on Assets: 1.31%

Debt

• Debt-to-Equity Ratio: 0.35
• Current Ratio: 0.69
• Quick Ratio: 0.69

Sales & Book Value

• Annual Sales: $102.27 million
• Price / Sales: 1.79
• Cash Flow: $3.81 per share
• Price / Cash Flow: 10.24
• Book Value: $28.31 per share
• Price / Book: 1.38

Miscellaneous

• Outstanding Shares: 4,690,000
• Free Float: 2,836,000
• Market Cap: $182.82 million
• Optionable: Not Optionable
• Beta: 0.22