Citizens Bancshares (CZBS) Stock Price, News & Analysis

Company Overview

Citizens Bancshares, Inc. (OTCMKTS:CZBS) is a U.S. bank holding company that provides a range of commercial and retail banking products and services. Through its subsidiary, Citizens Bank, the company offers deposit accounts such as checking, savings and certificates of deposit, along with online banking and mobile payment solutions.

On the lending side, Citizens Bancshares underwrites and services various credit products, including residential mortgage loans, home equity lines of credit, consumer installment loans and commercial and industrial financing. The firm’s focus on community banking drives its efforts to tailor loan structures to the needs of local individuals and businesses.

Subject to state and federal banking regulations, Citizens Bancshares maintains capital and compliance standards in line with supervisory requirements. The company’s community-oriented approach emphasizes personalized service and relationship banking, with the goal of supporting regional economic growth and long-term customer partnerships.

Key Stats

• Today's Range: $46.51 to $46.91
• 50-Day Range: $45.22 to $47.00
• 52-Week Range: $41.51 to $63.00
• Volume: 8,208 shs
• Average Volume: 1,882 shs
• Market Capitalization: $82.47 million
• P/E Ratio: N/A
• Dividend Yield: 2.34%
• Price Target: N/A
• Consensus Rating: N/A

CZBS Stock Analysis - Frequently Asked Questions

How have CZBS shares performed this year?

Citizens Bancshares' stock was trading at $51.15 at the start of the year. Since then, CZBS stock has decreased by 8.3% and is now trading at $46.91.

How do I buy shares of Citizens Bancshares?

Shares of CZBS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Citizens Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens Bancshares investors own include PayPal (PYPL), Blackrock Resources & Commodities Strategy Trust (BCX), Cisco Systems (CSCO), Delta Air Lines (DAL), Dream Finders Homes (DFH), Ford Motor (F) and Las Vegas Sands (LVS).

Company Calendar

• Today: 9/19/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:CZBS
• CIK: 813640
• Web: www.ctbconnect.com
• Phone: (678) 406-4000
• Fax: 404-575-8201
• Employees: 97
• Year Founded: 1921

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $44.68 million
• Price / Sales: 1.85
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 1,758,000
• Free Float: 1,579,000
• Market Cap: $82.47 million
• Optionable: Not Optionable
• Beta: 0.40