Exchange Bankshares, Inc. is the bank holding company for Exchange Bank, a community-focused financial institution serving individuals, small businesses and nonprofit organizations. Established in the late 19th century, the company operates a network of full-service banking offices across southern New Jersey and southeastern Pennsylvania. Through its subsidiaries, Exchange Bankshares provides a diversified array of deposit and lending solutions designed to meet the evolving needs of local customers.
The company’s main business activities include retail deposit gathering, commercial and consumer lending, and treasury management services. Deposit products range from traditional checking and savings accounts to money market and certificate of deposit offerings. On the lending side, Exchange Bank delivers commercial real estate financing, working-capital and equipment lines of credit for local enterprises, as well as consumer loans and residential mortgages for homeowners.
In addition to core banking operations, Exchange Bankshares offers digital and mobile banking platforms that provide account access, funds transfers, bill payment and remote deposit capture. Wealth management and trust services are delivered through its affiliated Exchange Wealth Advisors, assisting clients with investment management, retirement planning and fiduciary solutions. This full-suite service model underscores the company’s commitment to long-term relationships and community reinvestment.
Headquartered in Pennsville, New Jersey, Exchange Bankshares is governed by a board of directors comprised of regional business leaders and professionals. The senior management team—anchored by seasoned executives with deep roots in community banking—oversees strategic initiatives, risk management and regulatory compliance. Over more than a century of operation, the company has maintained a local decision-making philosophy while expanding its footprint through organic growth and selective acquisitions.
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