First Acceptance (FACO) Stock Price, News & Analysis

Company Overview

First Acceptance Corporation is an insurance holding company that provides personal automobile insurance, primarily serving drivers who may have difficulty obtaining coverage through standard insurers. Its insurance products are marketed under the Acceptance Insurance brand and are designed to meet state-required liability coverage and other vehicle-insurance needs.

The company distributes policies through a network of retail locations, independent agents and digital channels. In addition to nonstandard auto insurance, its offerings have included related products and services such as vehicle physical-damage coverage, roadside assistance and other ancillary insurance products, depending on the customer’s state and eligibility.

First Acceptance has historically focused on selected U.S. markets, including states in the South and Southeast, where it operates through licensed insurance subsidiaries and local distribution networks. The company’s operations and product availability are subject to state insurance regulations and may vary by geography.

Key Stats

• Today's Range: $6.00 to $6.12
• 50-Day Range: $5.93 to $6.35
• 52-Week Range: $3.24 to $6.48
• Volume: 17,176 shs
• Average Volume: 26,474 shs
• Market Capitalization: $224.73 million
• P/E Ratio: 6.18
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

First Acceptance Stock Analysis - MarketRank™

First Acceptance scored higher than 10% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for First Acceptance.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Acceptance is 6.18, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 41.21.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Acceptance is 6.18, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.55.

Price to Book Value per Share Ratio

First Acceptance has a P/B Ratio of 1.12. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of First Acceptance has been sold short.

Short Interest Ratio / Days to Cover

First Acceptance has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Acceptance has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

First Acceptance does not currently pay a dividend.

Dividend Growth

First Acceptance does not have a long track record of dividend growth.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Sentiment

First Acceptance has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for First Acceptance this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.3 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Acceptance insiders have not sold or bought any company stock.

Percentage Held by Insiders

9.50% of the stock of First Acceptance is held by insiders.

Percentage Held by Institutions

0.08% of the stock of First Acceptance is held by institutions.

Company Calendar

• Last Earnings: 8/04/2026
• Today: 10/15/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Multi-line Insurance
• Current Symbol: OTCMKTS:FACO
• CIK: N/A
• Web: www.firstacceptance.com
• Phone: (615) 844-2800
• Fax: 615-844-2835
• Employees: 629
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.99
• Trailing P/E Ratio: 6.18
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $30.23 million
• Net Margins: 7.82%
• Pretax Margin: 9.90%
• Return on Equity: 18.63%
• Return on Assets: 4.45%

Debt

• Debt-to-Equity Ratio: 0.19
• Current Ratio: 0.62
• Quick Ratio: 0.62

Sales & Book Value

• Annual Sales: $506.34 million
• Price / Sales: 0.44
• Cash Flow: $0.87 per share
• Price / Cash Flow: 7.03
• Book Value: $5.45 per share
• Price / Book: 1.12

Miscellaneous

• Outstanding Shares: 36,720,000
• Free Float: 33,233,000
• Market Cap: $224.73 million
• Optionable: Not Optionable
• Beta: 0.23