FFD Financial (FFDF) Stock Price, News & Analysis

Company Overview

FFD Financial Corporation (OTCMKTS:FFDF) is a bank holding company focused on providing community banking services through its subsidiary, First Federal Savings Bank. The company serves individual consumers, families and businesses with traditional deposit and lending products.

Its banking activities generally include checking and savings accounts, certificates of deposit, money market accounts and other deposit services. The bank also provides loans, including residential real estate, commercial real estate, consumer and business loans, to support homeownership, personal financing and local business activity.

FFD Financial is structured around a relationship-based community banking model, although publicly available information about its current leadership, detailed geographic footprint and operating history is limited.

Key Stats

• Today's Range: $50.00 to $50.00
• 50-Day Range: $47.50 to $51.41
• 52-Week Range: $35.97 to $51.50
• Volume: N/A
• Average Volume: 279 shs
• Market Capitalization: $145 million
• P/E Ratio: 8.28
• Dividend Yield: 3.36%
• Price Target: N/A
• Consensus Rating: N/A

FFD Financial Stock Analysis - MarketRank™

FFD Financial scored higher than 27% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for FFD Financial.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of FFD Financial is 8.28, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.82.

Price to Earnings Ratio vs. Sector

The P/E ratio of FFD Financial is 8.28, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.56.

Price to Book Value per Share Ratio

FFD Financial has a P/B Ratio of 1.65. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the float of FFD Financial has been sold short.

Short Interest Ratio / Days to Cover

FFD Financial has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in FFD Financial has recently increased by 386.49%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

FFD Financial pays a meaningful dividend of 3.36%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

FFD Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of FFD Financial is 27.81%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 1.3 / 5
• News Sentiment: N/A

News Sentiment

FFD Financial has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for FFD Financial this week, compared to 0 articles on an average week.

Search Interest

1 people have searched for FFDF on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.4 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, FFD Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

11.51% of the stock of FFD Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

0.38% of the stock of FFD Financial is held by institutions.

Company Calendar

• Last Earnings: 10/23/2026
• Today: 11/11/2026
• Fiscal Year End: 6/30/2027

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: OTCMKTS:FFDF
• CIK: 1006177
• Web: www.firstfed.com
• Phone: (330) 364-7777
• Fax: 330-364-7779
• Employees: 100
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $6.04
• Trailing P/E Ratio: 8.28
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $16.33 million
• Net Margins: 31.25%
• Pretax Margin: 36.94%
• Return on Equity: 20.39%
• Return on Assets: 1.82%

Debt

• Debt-to-Equity Ratio: 0.06
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $53.69 million
• Price / Sales: 2.70
• Cash Flow: $5.91 per share
• Price / Cash Flow: 8.46
• Book Value: $30.39 per share
• Price / Book: 1.65

Miscellaneous

• Outstanding Shares: 2,900,000
• Free Float: 2,571,000
• Market Cap: $145 million
• Optionable: Not Optionable
• Beta: 0.36