Farmers & Merchants Bank of Long Beach (FMBL) Stock Price, News & Analysis

Company Overview

Farmers & Merchants Bank of Long Beach (OTCMKTS:FMBL) is a community bank founded in 1907 and headquartered in Long Beach, California. As a wholly owned subsidiary of FMB Bancorp, the bank serves individuals, families and local businesses with a focus on personalized relationship banking. Its long history reflects a commitment to supporting the economic growth and development of the communities it serves.

The bank’s primary business activities include a broad range of commercial and retail banking services. Deposit offerings encompass checking, savings, money market and certificate of deposit accounts. On the lending side, Farmers & Merchants Bank provides commercial real estate financing, residential mortgage loans, consumer lending and lines of credit tailored to small and medium-sized enterprises.

In addition to core banking products, the institution offers wealth management, trust and fiduciary services designed to meet the needs of high-net-worth individuals and families. Online and mobile banking platforms enable customers to access account information, initiate transfers, pay bills and manage cash flow securely and conveniently.

Farmers & Merchants Bank maintains a network of branch offices throughout Long Beach and neighboring communities in Los Angeles County. The bank is governed by a locally based board of directors and led by an executive management team with extensive experience in community banking, risk management and customer service.

Key Stats

• Today's Range: $8,522.00 to $8,575.00
• 50-Day Range: $8,269.95 to $8,590.00
• 52-Week Range: $5,500.00 to $8,600.00
• Volume: 20 shs
• Average Volume: 38 shs
• Market Capitalization: $1.03 billion
• P/E Ratio: 15.33
• Dividend Yield: 1.31%
• Price Target: N/A
• Consensus Rating: N/A

Farmers & Merchants Bank of Long Beach Stock Analysis - MarketRank™

Farmers & Merchants Bank of Long Beach scored higher than 30% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Farmers & Merchants Bank of Long Beach.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Farmers & Merchants Bank of Long Beach is 15.33, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 43.40.

Price to Earnings Ratio vs. Sector

The P/E ratio of Farmers & Merchants Bank of Long Beach is 15.33, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.37.

Price to Book Value per Share Ratio

Farmers & Merchants Bank of Long Beach has a P/B Ratio of 0.74. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Farmers & Merchants Bank of Long Beach has been sold short.

Short Interest Ratio / Days to Cover

Farmers & Merchants Bank of Long Beach has a short interest ratio ("days to cover") of 0.01, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Farmers & Merchants Bank of Long Beach has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Farmers & Merchants Bank of Long Beach pays a meaningful dividend of 1.31%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Farmers & Merchants Bank of Long Beach does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Farmers & Merchants Bank of Long Beach is 20.02%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Sentiment

Farmers & Merchants Bank of Long Beach has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.82 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Farmers & Merchants Bank of Long Beach this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Farmers & Merchants Bank of Long Beach insiders have not sold or bought any company stock.

Percentage Held by Insiders

12.77% of the stock of Farmers & Merchants Bank of Long Beach is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

7.64% of the stock of Farmers & Merchants Bank of Long Beach is held by institutions.

Company Calendar

• Last Earnings: 4/20/2026
• Today: 6/01/2026
• Next Earnings (Estimated): 7/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:FMBL
• Previous Symbol: NASDAQ:FMBL
• CIK: N/A
• Web: www.fmb.com
• Phone: (562) 437-0011
• Fax: 562-437-8672
• Employees: N/A
• Year Founded: 1983

Profitability

• EPS (Trailing Twelve Months): $559.38
• Trailing P/E Ratio: 15.33
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $68.35 million
• Net Margins: 16.08%
• Pretax Margin: 21.68%
• Return on Equity: 5.22%
• Return on Assets: 0.63%

Debt

• Debt-to-Equity Ratio: 0.21
• Current Ratio: 0.72
• Quick Ratio: 0.72

Sales & Book Value

• Annual Sales: $449.19 million
• Price / Sales: 2.29
• Cash Flow: $715.78 per share
• Price / Cash Flow: 11.98
• Book Value: $11,653.24 per share
• Price / Book: 0.74

Miscellaneous

• Outstanding Shares: 120,000
• Free Float: 106,000
• Market Cap: $1.03 billion
• Optionable: Not Optionable
• Beta: 0.25