Gainsco, Inc. (OTCMKTS: GANS) is a specialty property and casualty insurance holding company that underwrites non-standard automobile insurance policies. Through its subsidiaries, including Gainsco Insurance Company and Gainsco County Mutual Insurance Company, the firm focuses on providing coverage to drivers who require tailored solutions due to their driving history or unique risk profiles.
Gainsco’s primary products include liability, collision, comprehensive, and uninsured/underinsured motorist coverage. The company employs a direct-to-consumer distribution model, combining proprietary underwriting guidelines with data-driven risk assessment tools to serve customers primarily in Texas and Florida. Its emphasis on efficient claims handling and customer service aims to maintain competitive pricing for higher-risk drivers.
Founded in 1949 and headquartered in Dallas, Texas, Gainsco has a longstanding presence in the non-standard auto insurance market. Over the decades, the company has maintained a focused geographic footprint while expanding its underwriting expertise and distribution capabilities.
Gainsco is overseen by a board of directors and an executive management team responsible for strategic planning, underwriting standards, and regulatory compliance. The company’s leadership emphasizes disciplined growth and risk management to uphold policyholder obligations and support long-term stability.
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