Gouverneur Bancorp Inc./MD (GOVB) Stock Price, News & Analysis

Company Overview

Gouverneur Bancorp, Inc. operates as the holding company for Gouverneur Savings and Loan Association that provides various banking products and services to individuals and businesses in New York. It accepts passbook savings, NOW, money market deposit, and checking accounts, as well as certificates of deposit. The company's loan products include mortgage loans, one- to four-family residential loans, commercial real estate loans, and multi-family residential real estate loans, residential and commercial construction loans, commercial land loans, home equity loans, lines of credit, commercial loans, automobiles, motorcycles, campers, boats, and other recreational vehicles, as well as personal secured and unsecured loans. It also invests in municipal bonds, U.S. Treasury securities, U.S. Government agencies and government-sponsored obligations, and mortgage-backed securities. In addition, the company offers online, mobile, bill pay, and telephone banking; electronic or paper statements; and ATM, debit cards, direct deposits, mobile remote deposit capture, automatic payments and transfers, bank checks, wire transfers, and safe deposit box services. It serves primarily the St. Lawrence County, and Jefferson and Lewis counties in New York State. The company was founded in 1892 and is headquartered in Gouverneur, New York.

Key Stats

• Today's Range: $19.30 to $19.30
• 50-Day Range: $17.93 to $20.00
• 52-Week Range: $12.75 to $20.00
• Volume: 1,000 shs
• Average Volume: 311 shs
• Market Capitalization: $20.46 million
• P/E Ratio: 20.32
• Dividend Yield: 0.93%
• Price Target: N/A
• Consensus Rating: N/A

Company Calendar

• Last Earnings: 4/21/2026
• Today: 6/23/2026
• Fiscal Year End: 9/30/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:GOVB
• CIK: 1063942
• Web: www.gouverneurbank.com
• Phone: (315) 287-2600
• Fax: 315-287-3340
• Employees: 46
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.95
• Trailing P/E Ratio: 20.32
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $730 thousand
• Net Margins: 9.59%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $9.72 million
• Price / Sales: 2.10
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 1,060,000
• Free Float: 1,002,000
• Market Cap: $20.46 million
• Optionable: Not Optionable
• Beta: 0.56