Heartland BancCorp. (HLAN) Stock Price, News & Analysis

Company Overview

Heartland BancCorp operates as the bank holding company for Heartland Bank that provides various banking and financial services to individual and corporate customers. The company offers personal and business checking and savings accounts. It also provides various lending solutions comprising agricultural loans, commercial and business lending, home and personal loans, and title services. In addition, the company offers online banking, treasury management, credit and debit card, and mobile wallet services. Further, it provides education planning, insurance, wealth management, and retirement planning services. Heartland BancCorp was founded in 1911 and is based in Whitehall, Ohio.

Key Stats

• Today's Range: $160.00 to $160.00
• 50-Day Range: $160.00 to $160.00
• 52-Week Range: $84.00 to $169.40
• Volume: N/A
• Average Volume: N/A
• Market Capitalization: $326.40 million
• P/E Ratio: 16.39
• Dividend Yield: 0.95%
• Price Target: $145.00
• Consensus Rating: Hold

Heartland BancCorp. Stock Analysis - MarketRank™

Heartland BancCorp. scored higher than 15% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Heartland BancCorp. has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Heartland BancCorp. has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 4.31%

Earnings Growth

Earnings for Heartland BancCorp. are expected to grow by 4.31% in the coming year, from $9.27 to $9.67 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Heartland BancCorp. is 16.39, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.72.

Price to Earnings Ratio vs. Sector

The P/E ratio of Heartland BancCorp. is 16.39, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.99.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for HLAN.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Heartland BancCorp. has a dividend yield of 0.95%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Heartland BancCorp. does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Heartland BancCorp. is 15.57%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Heartland BancCorp. will have a dividend payout ratio of 15.72% next year. This indicates that Heartland BancCorp. will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for HLAN.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Heartland BancCorp. this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Heartland BancCorp. insiders have not sold or bought any company stock.

Percentage Held by Insiders

22.70% of the stock of Heartland BancCorp. is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 7.51% of the stock of Heartland BancCorp. is held by institutions.

HLAN Stock Analysis - Frequently Asked Questions

How have HLAN shares performed this year?

Heartland BancCorp.'s stock was trading at $157.00 at the beginning of 2025. Since then, HLAN stock has increased by 1.9% and is now trading at $160.00.

How were Heartland BancCorp.'s earnings last quarter?

Heartland BancCorp. (OTCMKTS:HLAN) issued its quarterly earnings data on Tuesday, January, 28th. The bank reported $2.63 EPS for the quarter, beating analysts' consensus estimates of $2.38 by $0.25.

How do I buy shares of Heartland BancCorp.?

Shares of HLAN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Heartland BancCorp. own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Heartland BancCorp. investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), Adobe (ADBE), Jabil (JBL), e.l.f. Beauty (ELF) and Builders FirstSource (BLDR).

Company Calendar

• Last Earnings: 1/28/2025
• Today: 7/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:HLAN
• Previous Symbol: NASDAQ:HLAN
• CIK: 844959
• Web: www.heartlandbank.com
• Phone: (614) 337-4600
• Fax: 614-337-4608
• Employees: 298
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Heartland BancCorp.: $145.00
• High Price Target: $145.00
• Low Price Target: $145.00
• Potential Upside/Downside: -9.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $9.76
• Trailing P/E Ratio: 16.39
• Forward P/E Ratio: 17.26
• P/E Growth: N/A
• Net Income: $20.26 million
• Net Margins: 17.00%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $119.21 million
• Price / Sales: 2.74
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 2,040,000
• Free Float: 1,575,000
• Market Cap: $326.40 million
• Optionable: Not Optionable
• Beta: 0.01