OTCMKTS:ISBA Isabella Bank (ISBA) Stock Price, News & Analysis $26.75 0.00 (0.00%) As of 05/2/2025 Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartDividendEarningsHeadlinesSEC FilingsShort InterestBuy This Stock About Isabella Bank Stock (OTCMKTS:ISBA) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Isabella Bank alerts:Sign Up Key Stats Today's Range$26.75▼$26.7550-Day Range$21.50▼$26.7552-Week Range$17.55▼$26.75VolumeN/AAverage Volume1,788 shsMarket Capitalization$198.06 millionP/E Ratio14.38Dividend Yield4.19%Price Target$28.00Consensus RatingHold Company OverviewIsabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products include checking accounts, savings accounts, certificates of deposit, direct deposits, and money market accounts. The company's loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. It also offers cash management, mobile and internet banking, electronic bill pay, automated teller machines, trust and investment, estate planning, and safe deposit box rental services; and insurance products. The company operated banking offices in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.Read More… Isabella Bank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks45th Percentile Overall ScoreISBA MarketRank™: Isabella Bank scored higher than 45% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.0 / 5Analyst RatingHold Consensus RatingIsabella Bank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageIsabella Bank has only been the subject of 1 research reports in the past 90 days.Read more about Isabella Bank's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth13.33% Earnings GrowthEarnings for Isabella Bank are expected to grow by 13.33% in the coming year, from $2.25 to $2.55 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Isabella Bank is 14.38, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.97.Price to Earnings Ratio vs. SectorThe P/E ratio of Isabella Bank is 14.38, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.26.Price to Book Value per Share RatioIsabella Bank has a P/B Ratio of 0.99. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.01% of the float of Isabella Bank has been sold short.Short Interest Ratio / Days to CoverIsabella Bank has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Isabella Bank has recently increased by 400.00%, indicating that investor sentiment is decreasing significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipIsabella Bank is a leading dividend payer. It pays a dividend yield of 4.31%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthIsabella Bank does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Isabella Bank is 56.85%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Isabella Bank will have a dividend payout ratio of 43.92% next year. This indicates that Isabella Bank will be able to sustain or increase its dividend.Read more about Isabella Bank's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.01% of the float of Isabella Bank has been sold short.Short Interest Ratio / Days to CoverIsabella Bank has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Isabella Bank has recently increased by 400.00%, indicating that investor sentiment is decreasing significantly. News and Social Media2.0 / 5News Sentiment0.58 News SentimentIsabella Bank has a news sentiment score of 0.58. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.80 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Isabella Bank this week, compared to 1 article on an average week. Company Ownership0.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Isabella Bank insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 9.70% of the stock of Isabella Bank is held by insiders.Read more about Isabella Bank's insider trading history. Receive ISBA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Isabella Bank and its competitors with MarketBeat's FREE daily newsletter. Email Address ISBA Stock News HeadlinesIsabella Bank (OTCMKTS:ISBA) to Buyback 0 Stock May 3 at 1:15 AM | americanbankingnews.comIsabella Bank Corporation Announces Increase to Share Repurchase ProgramMay 1 at 4:59 PM | prnewswire.comTrump’s treachery Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to move your money now.May 3, 2025 | Porter & Company (Ad)Isabella Bank Corporation Reports First Quarter 2025 ResultsApril 17, 2025 | prnewswire.comIsabella Bank continues with Nasdaq uplisting applicationApril 8, 2025 | msn.comISABELLA BANK CORPORATION CONTINUES WITH NASDAQ UPLISTING APPLICATIONApril 8, 2025 | prnewswire.com20 Stocks Insiders Were Buying In Q1 2025April 2, 2025 | insidermonkey.comIsabella Bank Corporation Announces First Quarter 2025 DividendFebruary 27, 2025 | prnewswire.comSee More Headlines ISBA Stock Analysis - Frequently Asked Questions How have ISBA shares performed this year? Isabella Bank's stock was trading at $25.99 at the beginning of the year. Since then, ISBA stock has increased by 2.9% and is now trading at $26.75. View the best growth stocks for 2025 here. How were Isabella Bank's earnings last quarter? Isabella Bank Co. (OTCMKTS:ISBA) issued its quarterly earnings data on Thursday, April, 17th. The company reported $0.57 EPS for the quarter, beating the consensus estimate of $0.52 by $0.05. The company had revenue of $18.05 million for the quarter, compared to analyst estimates of $18.50 million. Isabella Bank had a net margin of 13.28% and a trailing twelve-month return on equity of 7.34%. How will Isabella Bank's stock buyback program work? Isabella Bank's Board of Directors approved a share buyback plan on Thursday, May 1st 2025, which allows the company to buy back 0 shares, according to EventVestor. This allows the company to reacquire shares of its stock through open market purchases. Stock repurchase plans are usually an indication that the company's leadership believes its shares are undervalued. How do I buy shares of Isabella Bank? Shares of ISBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Isabella Bank own? Based on aggregate information from My MarketBeat watchlists, some other companies that Isabella Bank investors own include JPMorgan Chase & Co. (JPM), PayPal (PYPL), Sinclair (SBGI), Avino Silver & Gold Mines (ASM), Avino Silver & Gold Mines (ASM), Taiwan Semiconductor Manufacturing (TSM) and Toro (TTC). Company Calendar Record date for 3/31 Dividend3/27/2025Ex-Dividend for 3/31 Dividend3/27/2025Dividend Payable3/31/2025Last Earnings4/17/2025Today5/03/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolOTCMKTS:ISBA Previous SymbolNASDAQ:ISBA CIK842517 Webir.isabellabank.com Phone(989) 772-9471FaxN/AEmployees330Year FoundedN/APrice Target and Rating Average Stock Price Target$28.00 High Stock Price Target$28.00 Low Stock Price Target$28.00 Potential Upside/Downside+4.7%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$1.97 Trailing P/E Ratio14.38 Forward P/E Ratio11.89 P/E GrowthN/ANet Income$13.89 million Net Margins13.28% Pretax Margin15.79% Return on Equity7.34% Return on Assets0.73% Debt Debt-to-Equity Ratio0.45 Current Ratio0.81 Quick Ratio0.81 Sales & Book Value Annual Sales$104.55 million Price / Sales1.89 Cash Flow$3.18 per share Price / Cash Flow8.40 Book Value$27.02 per share Price / Book0.99Miscellaneous Outstanding Shares7,404,000Free Float6,704,000Market Cap$198.06 million OptionableNot Optionable Beta0.06 (Almost) Everything You Need To Know About The EV MarketLooking to profit from the electric vehicle mega-trend? Enter your email address and we'll send you our list of which EV stocks show the most long-term potential.Get This Free Report This page (OTCMKTS:ISBA) was last updated on 5/3/2025 by MarketBeat.com Staff From Our PartnersThink NVDA’s run was epic? You ain’t seen nothin’ yetAsk most investors and they’ll probably tell you Nvidia is the undisputed AI stock of the decade. In 2023, ...Timothy Sykes | SponsoredElon’s Terrifying Warning Forces Trump To Take ActionElon Musk has avoided two major financial crises before. 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