OTCMKTS:ISBA Isabella Bank (ISBA) Stock Price, News & Analysis $29.50 +0.91 (+3.18%) As of 07/7/2025 04:00 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartDividendEarningsHeadlinesInsider TradesSEC FilingsShort InterestBuy This Stock About Isabella Bank Stock (OTCMKTS:ISBA) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Isabella Bank alerts:Sign Up Key Stats Today's Range$28.51▼$32.4850-Day Range$26.00▼$39.0152-Week Range$17.55▼$44.99Volume13,014 shsAverage Volume8,924 shsMarket Capitalization$217.80 millionP/E Ratio15.86Dividend Yield3.80%Price Target$28.00Consensus RatingHold Company Overview Isabella Bank (OTCMKTS:ISBA) is a community-oriented financial institution headquartered in Mount Pleasant, Michigan. The bank offers a comprehensive range of banking solutions tailored to individuals, families and small to mid-sized businesses. Through its network of full-service branches, Isabella Bank delivers personal and commercial checking and savings accounts, certificates of deposit (CDs), and online banking services designed to meet the evolving needs of its clientele. In addition to traditional deposit accounts, Isabella Bank provides lending products that include residential and commercial mortgages, home equity lines of credit (HELOCs), construction loans and business lines of credit. The bank’s wealth management division offers trust and investment services, retirement planning and estate administration. Digital banking tools—featuring mobile check deposit, online bill pay and electronic statements—enhance convenience for customers while maintaining robust security protocols. Founded in 1891 as the Isabella County Savings Bank, Isabella Bank has grown steadily over more than a century, expanding its footprint across Central Michigan. The institution is committed to community development and supports local organizations through philanthropic partnerships and volunteer initiatives. Isabella Bank’s executive management team, led by its President and CEO, draws on deep industry experience to pursue strategic growth while preserving the personalized service that defines its community banking heritage.AI Generated. May Contain Errors. Read More Isabella Bank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks45th Percentile Overall ScoreISBA MarketRank™: Isabella Bank scored higher than 45% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.0 / 5Analyst RatingHold Consensus RatingIsabella Bank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageIsabella Bank has received no research coverage in the past 90 days.Read more about Isabella Bank's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth13.33% Earnings GrowthEarnings for Isabella Bank are expected to grow by 13.33% in the coming year, from $2.25 to $2.55 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Isabella Bank is 15.86, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.87.Price to Earnings Ratio vs. SectorThe P/E ratio of Isabella Bank is 15.86, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.95.Price to Book Value per Share RatioIsabella Bank has a P/B Ratio of 1.09. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Isabella Bank's valuation and earnings. Short InterestN/AShort Interest LevelN/A Short InterestThere is no current short interest data available for ISBA. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipIsabella Bank is a leading dividend payer. It pays a dividend yield of 3.92%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthIsabella Bank does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Isabella Bank is 56.85%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Isabella Bank will have a dividend payout ratio of 43.92% next year. This indicates that Isabella Bank will be able to sustain or increase its dividend.Read more about Isabella Bank's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Short InterestThere is no current short interest data available for ISBA. News and Social Media2.4 / 5News Sentiment0.34 News SentimentIsabella Bank has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.74 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Isabella Bank this week, compared to 1 article on an average week.Search Interest1 people have searched for ISBA on MarketBeat in the last 30 days. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Isabella Bank insiders have sold 160.36% more of their company's stock than they have bought. Specifically, they have bought $10,712.00 in company stock and sold $27,890.00 in company stock.Percentage Held by InsidersOnly 9.70% of the stock of Isabella Bank is held by insiders.Read more about Isabella Bank's insider trading history. Receive ISBA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Isabella Bank and its competitors with MarketBeat's FREE daily newsletter. Email Address ISBA Stock News HeadlinesIsabella Bank Director Chad Payton ResignsJuly 3, 2025 | theglobeandmail.comIsabella Bank Declares Dividend amid Growing Stock Performance and Insider ActivityJune 26, 2025 | finance.yahoo.comA “starter home” for $1925?An MIT startup just slashed the cost of producing the world’s most valuable metal — by 99%. This “miracle metal” isn’t gold, lithium, or platinum… and almost no one’s heard of it. But it could be the one material capable of saving the entire AI industry from collapse — while handing early investors a rare ground-floor opportunity. | True Market Insiders (Ad)Isabella Bank Corp News (ISBA) - Investing.comJune 24, 2025 | investing.comIsabella Bank (NASDAQ:ISBA) Is Due To Pay A Dividend Of $0.28June 2, 2025 | finance.yahoo.comIsabella Bank Corporation Announces Second Quarter 2025 DividendMay 29, 2025 | prnewswire.comIsabella bank treasurer sells $27,890 in stockMay 24, 2025 | investing.comIsabella Bank Corporation (ISBA) Announces Nasdaq ListingMay 8, 2025 | prnewswire.comSee More Headlines ISBA Stock Analysis - Frequently Asked Questions How have ISBA shares performed this year? Isabella Bank's stock was trading at $25.99 at the beginning of 2025. Since then, ISBA stock has increased by 13.5% and is now trading at $29.50. How were Isabella Bank's earnings last quarter? Isabella Bank Co. (OTCMKTS:ISBA) issued its quarterly earnings data on Thursday, April, 17th. The company reported $0.57 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.52 by $0.05. The firm had revenue of $18.05 million for the quarter, compared to analysts' expectations of $18.50 million. Isabella Bank had a net margin of 13.28% and a trailing twelve-month return on equity of 7.34%. How will Isabella Bank's stock buyback program work? Isabella Bank's Board of Directors authorized a share buyback plan on Thursday, May 1st 2025, which permits the company to buy back 0 shares, according to EventVestor. This permits the company to repurchase shares of its stock through open market purchases. Shares buyback plans are generally a sign that the company's management believes its stock is undervalued. How do I buy shares of Isabella Bank? Shares of ISBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Isabella Bank own? Based on aggregate information from My MarketBeat watchlists, some other companies that Isabella Bank investors own include JPMorgan Chase & Co. (JPM), PayPal (PYPL), Sinclair (SBGI), Avino Silver & Gold Mines (ASM), Taiwan Semiconductor Manufacturing (TSM), Toro (TTC) and United Microelectronics (UMC). Company Calendar Last Earnings4/17/2025Record date for 6/30 Dividend6/26/2025Ex-Dividend for 6/30 Dividend6/26/2025Dividend Payable6/30/2025Today7/07/2025Next Earnings (Estimated)7/24/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolOTCMKTS:ISBA Previous SymbolNASDAQ:ISBA CIK842517 Webir.isabellabank.com Phone(989) 772-9471FaxN/AEmployees330Year FoundedN/APrice Target and Rating Average Stock Price Target$28.00 High Stock Price Target$28.00 Low Stock Price Target$28.00 Potential Upside/Downside-5.1%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Trailing Twelve Months)$1.97 Trailing P/E Ratio15.86 Forward P/E Ratio13.11 P/E GrowthN/ANet Income$13.89 million Net Margins13.28% Pretax Margin15.79% Return on Equity7.34% Return on Assets0.73% Debt Debt-to-Equity Ratio0.45 Current Ratio0.81 Quick Ratio0.81 Sales & Book Value Annual Sales$68.90 million Price / Sales3.16 Cash Flow$3.51 per share Price / Cash Flow8.40 Book Value$27.02 per share Price / Book1.09Miscellaneous Outstanding Shares7,383,000Free Float6,704,000Market Cap$217.80 million OptionableNot Optionable Beta0.10 20 Stocks to Sell NowToday, we are inviting you to take a free peek at our proprietary, exclusive, and up-to-the-minute list of 20 stocks that Wall Street's top analysts hate.Many of these appear to have good fundamentals and might seem like okay investments, but something is wrong. Analysts smell something seriously rotten about these companies. These are true "Strong Sell" stocks.Get This Free Report This page (OTCMKTS:ISBA) was last updated on 7/8/2025 by MarketBeat.com Staff From Our PartnersEveryone’s watching Nvidia right now. Here’s why I’m excited.So, unless you’ve been living under a rock, you probably saw the news… Nvidia just signed a $7 BILLION deal...Timothy Sykes | SponsoredF1 Engineering Powers This Electric Marine MotorThe future of marine propulsion has arrived - powered by F-1 grade engineering. In collaboration with McLar...The Tomorrow Investor | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredWhite House to reset Social Security?Elon Musk's parting DOGE gift looks set to shock America... 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