MS&AD Insurance Group (MSADY) Stock Price, News & Analysis

Company Overview

MS&AD Insurance Group (OTCMKTS:MSADY) is a Tokyo-based insurance holding company that operates primarily in property and casualty insurance while also offering life, reinsurance and risk management services. The group underwrites a broad range of commercial and personal insurance products designed to protect against motor, fire, marine, casualty, liability and specialty risks, and it provides related services such as claims handling, underwriting, and loss-prevention consulting.

The group’s operating structure comprises multiple subsidiaries that serve distinct market functions, including well-known domestic insurers such as Mitsui Sumitomo Insurance and Aioi Nissay Dowa Insurance, along with affiliated businesses that provide reinsurance, asset management and risk consulting services. MS&AD’s product set spans standard retail policies for individuals and businesses, bespoke corporate risk solutions for large enterprises, specialty lines for industries such as shipping and aviation, and advisory services aimed at risk assessment and resilience planning.

MS&AD traces its origins to long-established Japanese insurers and has built a significant domestic presence while expanding internationally. The company serves clients across Japan and maintains business operations and strategic partnerships in Asia, Europe, North America and other regions to support multinational customers and global risk exposures. Its distribution channels include direct sales, broker and agency networks, and partnerships with other financial institutions.

The group is governed by a board of directors and executive management responsible for strategy, capital allocation and oversight of subsidiaries. MS&AD emphasizes integrated risk management and aims to support corporate and individual clients through insurance coverage, prevention services and financial solutions; it also engages in ongoing initiatives to adapt to evolving market needs and regulatory environments.

Key Stats

• Today's Range: $28.13 to $28.51
• 50-Day Range: $24.58 to $28.35
• 52-Week Range: $19.85 to $28.51
• Volume: 49,654 shs
• Average Volume: 85,850 shs
• Market Capitalization: $42.31 billion
• P/E Ratio: 8.67
• Dividend Yield: 2.43%
• Price Target: N/A
• Consensus Rating: Hold

MS&AD Insurance Group Stock Analysis - MarketRank™

MS&AD Insurance Group scored higher than 21% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

MS&AD Insurance Group has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

MS&AD Insurance Group has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of MS&AD Insurance Group is 8.67, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.37.

Price to Earnings Ratio vs. Sector

The P/E ratio of MS&AD Insurance Group is 8.67, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.71.

Price to Book Value per Share Ratio

MS&AD Insurance Group has a P/B Ratio of 1.70. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the float of MS&AD Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

MS&AD Insurance Group has a short interest ratio ("days to cover") of 0.45, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MS&AD Insurance Group has recently decreased by 1.76%, indicating that investor sentiment is improving.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

MS&AD Insurance Group pays a meaningful dividend of 2.51%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

MS&AD Insurance Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of MS&AD Insurance Group is 21.10%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for MS&AD Insurance Group this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MS&AD Insurance Group insiders have not sold or bought any company stock.

Percentage Held by Institutions

0.02% of the stock of MS&AD Insurance Group is held by institutions.

Company Calendar

• Last Earnings: 2/13/2026
• Today: 5/20/2026
• Next Earnings (Estimated): 5/20/2026
• Fiscal Year End: 3/31/2027

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Insurance
• Current Symbol: OTCMKTS:MSADY
• CIK: N/A
• Web: www.ms-ad-hd.com
• Phone: (135) 117-0270
• Fax: N/A
• Employees: 38,247
• Year Founded: 2008

Profitability

• EPS (Trailing Twelve Months): $3.27
• Trailing P/E Ratio: 8.67
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $4.56 billion
• Net Margins: 9.90%
• Pretax Margin: N/A
• Return on Equity: 17.40%
• Return on Assets: 2.78%

Debt

• Debt-to-Equity Ratio: 0.17
• Current Ratio: 0.23
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $43.74 billion
• Price / Sales: 0.97
• Cash Flow: $3.43 per share
• Price / Cash Flow: 8.26
• Book Value: $16.63 per share
• Price / Book: 1.70

Miscellaneous

• Outstanding Shares: 1,492,552,000
• Free Float: N/A
• Market Cap: $42.31 billion
• Optionable: Not Optionable
• Beta: 0.34