NASB Financial (NASB) Stock Price, News & Analysis

Company Overview

NASB Financial, Inc. is the bank holding company for North American Savings Bank, a community-focused financial institution headquartered in Rochester, Minnesota. Since its establishment in 1947, the company has offered a full range of deposit and lending services to individuals, businesses and real estate investors. With a network of branch offices across southeastern Minnesota and a suite of digital banking solutions, NASB Financial upholds a commitment to personalized service and regional economic support.

The company’s deposit portfolio includes checking accounts, savings accounts, money market accounts and certificates of deposit, all accessible through online and mobile platforms. On the lending side, NASB Financial specializes in residential mortgage origination—covering home purchase, refinance and construction loans—as well as commercial real estate lending, small-business administration (SBA) lending and treasury management solutions. Additional offerings include cash management services and fiduciary trust solutions, catering to both retail and commercial client needs.

Over the decades, NASB Financial has pursued prudent growth through strategic branch openings, technology enhancements and the diversification of its lending capabilities. The company converted to a publicly traded holding company structure in the 1980s to strengthen its capital base while preserving its community banking ethos. Today, NASB maintains a solid regional presence and continues to adjust its service footprint in response to evolving customer preferences and market conditions.

Governed by an experienced board of directors and led by a dedicated senior management team, NASB Financial places strong emphasis on sound risk management, credit discipline and customer relationship building. Under the leadership of its President and Chief Executive Officer, the company remains focused on local decision-making, community engagement and delivering tailored financial solutions as cornerstones of its long-term strategy.

Key Stats

• Today's Range: $33.34 to $34.00
• 50-Day Range: $32.53 to $35.00
• 52-Week Range: $30.68 to $38.90
• Volume: 597 shs
• Average Volume: 1,240 shs
• Market Capitalization: $245.34 million
• P/E Ratio: 9.29
• Dividend Yield: 2.94%
• Price Target: N/A
• Consensus Rating: N/A

NASB Financial Stock Analysis - MarketRank™

NASB Financial scored higher than 30% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for NASB Financial.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of NASB Financial is 9.29, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.73.

Price to Earnings Ratio vs. Sector

The P/E ratio of NASB Financial is 9.29, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.95.

Price to Book Value per Share Ratio

NASB Financial has a P/B Ratio of 0.59. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of NASB Financial has been sold short.

Short Interest Ratio / Days to Cover

NASB Financial has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

NASB Financial pays a meaningful dividend of 3.00%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

NASB Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of NASB Financial is 27.32%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the float of NASB Financial has been sold short.

Short Interest Ratio / Days to Cover

NASB Financial has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for NASB Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, NASB Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

47.00% of the stock of NASB Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

NASB Stock Analysis - Frequently Asked Questions

How have NASB shares performed this year?

NASB Financial's stock was trading at $37.43 on January 1st, 2025. Since then, NASB shares have decreased by 9.2% and is now trading at $34.00.

How were NASB Financial's earnings last quarter?

NASB Financial Inc. (OTCMKTS:NASB) issued its quarterly earnings results on Wednesday, May, 7th. The financial services provider reported $0.80 earnings per share (EPS) for the quarter. The financial services provider had revenue of $20.08 million for the quarter. NASB Financial had a trailing twelve-month return on equity of 6.45% and a net margin of 15.33%.

How do I buy shares of NASB Financial?

Shares of NASB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of NASB Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that NASB Financial investors own include Meta Platforms (META), Uber Technologies (UBER), Alamos Gold (AGI), Tesla (TSLA), MutualFirst Financial (MFSF), All Active Asset Capital (AAA) and NASDAQ 100 Ex Tech Total Return (NXTR).

Company Calendar

• Last Earnings: 5/07/2025
• Record date for 6/27 Dividend: 6/16/2025
• Dividend Payable: 6/27/2025
• Today: 7/07/2025
• Next Earnings (Estimated): 8/05/2025
• Fiscal Year End: 9/30/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: OTCMKTS:NASB
• Previous Symbol: NASDAQ:NASB
• CIK: 1059131
• Web: www.nasb.com
• Phone: (816) 765-4500
• Fax: 816-767-8901
• Employees: 463
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $3.66
• Trailing P/E Ratio: 9.29
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $28.26 million
• Net Margins: 15.33%
• Pretax Margin: 19.88%
• Return on Equity: 6.45%
• Return on Assets: 0.92%

Debt

• Debt-to-Equity Ratio: 1.62
• Current Ratio: 1.36
• Quick Ratio: 1.36

Sales & Book Value

• Annual Sales: $168.58 million
• Price / Sales: 1.46
• Cash Flow: $3.23 per share
• Price / Cash Flow: 10.52
• Book Value: $57.18 per share
• Price / Book: 0.59

Miscellaneous

• Outstanding Shares: 7,220,000
• Free Float: 3,824,000
• Market Cap: $245.48 million
• Optionable: Not Optionable
• Beta: 0.19