Ottawa Bancorp (OTTW) Stock Price, News & Analysis

Company Overview

Ottawa Bancorp, Inc. operates as the bank holding company for OSB Community Bank, a savings bank that provides various financial services to individual and corporate customers in Illinois. The company's deposit products include saving, checking, money market, and interest-bearing accounts, as well as certificate of deposit. Its loan portfolio comprises commercial, non-residential real estate, one-to-four family residential, multi-family residential, consumer direct, and purchased auto loans; business and construction loans; motor vehicle, home improvement, share, and personal unsecured loans, as well as home equity and small personal credit lines; mortgage loans; and student loans. The company also provides cash management solutions, such as remote deposit capture, automated clearing house/payroll direct deposit, and merchant services, as well as commercial leasing services. In addition, it offers notary, lamination, night depository, document faxing, money gift envelopes, safe deposit boxes, and coin counting, as well as debit and credit cards, and digital banking services. The company was formerly known as Ottawa Savings Bancorp, Inc. and changed its name to Ottawa Bancorp, Inc. in October 2016. Ottawa Bancorp, Inc. was founded in 1871 and is based in Ottawa, Illinois.

Key Stats

• Today's Range: $14.40 to $14.40
• 50-Day Range: $13.81 to $14.75
• 52-Week Range: $11.20 to $14.99
• Volume: 100 shs
• Average Volume: 1,521 shs
• Market Capitalization: $34.79 million
• P/E Ratio: 46.45
• Dividend Yield: 3.06%
• Price Target: N/A
• Consensus Rating: N/A

Ottawa Bancorp Stock Analysis - MarketRank™

Ottawa Bancorp scored higher than 11% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Ottawa Bancorp.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Ottawa Bancorp is 46.45, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 21.97.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ottawa Bancorp is 46.45, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 22.27.

Price to Book Value per Share Ratio

Ottawa Bancorp has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Ottawa Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Ottawa Bancorp has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Ottawa Bancorp pays a meaningful dividend of 3.06%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Ottawa Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Ottawa Bancorp is 110.00%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the float of Ottawa Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Ottawa Bancorp has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 1.4 / 5
• News Sentiment: 0.47

News Sentiment

Ottawa Bancorp has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.80 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Ottawa Bancorp this week, compared to 6 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Ottawa Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 7.81% of the stock of Ottawa Bancorp is held by insiders.

OTTW Stock Analysis - Frequently Asked Questions

How have OTTW shares performed this year?

Ottawa Bancorp's stock was trading at $14.65 on January 1st, 2025. Since then, OTTW shares have decreased by 1.7% and is now trading at $14.40.
View the best growth stocks for 2025 here.

How were Ottawa Bancorp's earnings last quarter?

Ottawa Bancorp, Inc. (OTCMKTS:OTTW) released its quarterly earnings results on Thursday, April, 24th. The company reported $0.19 earnings per share (EPS) for the quarter. The company earned $2.67 million during the quarter. Ottawa Bancorp had a trailing twelve-month return on equity of 1.83% and a net margin of 4.35%.

How do I buy shares of Ottawa Bancorp?

Shares of OTTW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Ottawa Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Ottawa Bancorp investors own include Eastern Bankshares (EBC), BioMarin Pharmaceutical (BMRN), Rithm Capital (RITM), Alliance Resource Partners (ARLP), Archrock (AROC), Astronics (ATRO) and Blueberries Medical (BBM).

Company Calendar

• Record date for 3/19 Dividend: 3/05/2025
• Ex-Dividend for 3/19 Dividend: 3/05/2025
• Dividend Payable: 3/19/2025
• Last Earnings: 4/24/2025
• Today: 5/03/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:OTTW
• CIK: 1675192
• Web: www.ottawasavings.com
• Phone: (815) 433-2525
• Fax: 815-433-2573
• Employees: 50
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.40
• Trailing P/E Ratio: 46.45
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $760,000.00
• Net Margins: 4.35%
• Pretax Margin: 4.13%
• Return on Equity: 1.83%
• Return on Assets: 0.21%

Debt

• Debt-to-Equity Ratio: 0.73
• Current Ratio: 1.14
• Quick Ratio: 1.14

Sales & Book Value

• Annual Sales: $17.43 million
• Price / Sales: 2.00
• Cash Flow: $0.72 per share
• Price / Cash Flow: 19.92
• Book Value: $16.31 per share
• Price / Book: 0.88

Miscellaneous

• Outstanding Shares: 2,416,000
• Free Float: 2,231,000
• Market Cap: $34.79 million
• Optionable: Not Optionable
• Beta: 0.19