Ottawa Bancorp is a bank holding company headquartered in Ottawa, Illinois, serving communities in north-central Illinois and northwest Indiana. Through its primary subsidiary, Ottawa Savings Bank, the company offers a full range of retail and commercial banking services. Ottawa Bancorp focuses on building long-term relationships with individuals, families, and local businesses by providing personalized financial solutions tailored to regional needs.
The company’s core products include consumer deposit accounts such as checking and savings, money market accounts, and certificates of deposit. On the lending side, Ottawa Bancorp extends residential mortgage loans, home equity lines of credit, commercial real estate financing, agricultural loans, and small business lending. Digital banking tools, including online and mobile platforms, complement its branch network, enabling customers convenient access to account management, bill pay, and remote deposit capture services.
Founded in the mid-19th century, Ottawa Savings Bank became part of a structured holding company under Ottawa Bancorp to support growth and diversification of its financial offerings. Over the years, the company has expanded its geographic footprint through both organic growth and strategic branch openings, serving primarily LaSalle, Putnam, and LaPorte counties. Its local focus and decision-making authority have allowed for quick response times and community-driven banking solutions.
Ottawa Bancorp is led by a senior management team with deep roots in regional banking. The company’s leadership emphasizes prudent risk management, strong credit quality, and maintaining capital levels that support sustainable growth. With a commitment to community development, the firm participates in local initiatives and partners with civic organizations to promote economic vitality in its service areas.
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