Ottawa Bancorp (OTTW) Stock Price, News & Analysis

Company Overview

Ottawa Bancorp, Inc. is a bank holding company headquartered in Ottawa, Illinois. Through its subsidiary, Ottawa Savings Bank, the company provides community banking services to individuals, families, and businesses in Ottawa and surrounding communities.

Ottawa Savings Bank offers deposit products, residential and commercial real estate lending, consumer loans, and other traditional banking services. Its offerings are designed to support personal financial needs, home purchases and improvements, and the borrowing requirements of local businesses.

Ottawa Savings Bank has a long history of serving the Illinois communities in and around LaSalle County. Ottawa Bancorp’s operations are primarily focused on its local market, with services delivered through the bank’s branch network and related banking channels.

Key Stats

• Today's Range: $18.85 to $18.90
• 50-Day Range: $15.77 to $19.05
• 52-Week Range: $14.00 to $19.10
• Volume: 200 shs
• Average Volume: 2,864 shs
• Market Capitalization: $43.49 million
• P/E Ratio: 18.90
• Dividend Yield: 2.33%
• Price Target: N/A
• Consensus Rating: N/A

Ottawa Bancorp Stock Analysis - MarketRank™

Ottawa Bancorp scored higher than 51% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Ottawa Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Ottawa Bancorp is 18.90, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.06.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ottawa Bancorp is 18.90, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.74.

Price to Book Value per Share Ratio

Ottawa Bancorp has a P/B Ratio of 1.11. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Ottawa Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Ottawa Bancorp has a short interest ratio ("days to cover") of 0.01, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Ottawa Bancorp has recently decreased by 48.05%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Ottawa Bancorp pays a meaningful dividend of 2.33%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Ottawa Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Ottawa Bancorp is 44.00%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: N/A

News Sentiment

Ottawa Bancorp has a news sentiment score of 1.28. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.62 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Ottawa Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.3 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Ottawa Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

7.81% of the stock of Ottawa Bancorp is held by insiders.

Percentage Held by Institutions

Ottawa Bancorp has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 4/28/2026
• Today: 10/10/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: OTCMKTS:OTTW
• CIK: 1675192
• Web: myosb.bank
• Phone: (815) 433-2525
• Fax: 815-433-2573
• Employees: 74
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.00
• Trailing P/E Ratio: 18.90
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $1.68 million
• Net Margins: 11.77%
• Pretax Margin: 16.31%
• Return on Equity: 5.86%
• Return on Assets: 0.64%

Debt

• Debt-to-Equity Ratio: 0.43
• Current Ratio: 1.12
• Quick Ratio: 1.12

Sales & Book Value

• Annual Sales: $18.48 million
• Price / Sales: 2.35
• Cash Flow: $0.84 per share
• Price / Cash Flow: 22.37
• Book Value: $17.02 per share
• Price / Book: 1.11

Miscellaneous

• Outstanding Shares: 2,301,000
• Free Float: 2,121,000
• Market Cap: $43.49 million
• Optionable: Not Optionable
• Beta: 0.14