Oxford Bank (OXBC) Stock Price, News & Analysis

Company Overview

Oxford Bank Corporation is the bank holding company for Oxford Bank, a community-focused financial institution headquartered in Oxford, Michigan. Founded in 1884, the bank serves individuals, families, businesses and organizations in southeast Michigan.

Oxford Bank provides traditional banking products and services, including checking and savings accounts, certificates of deposit, consumer loans, residential mortgage lending and commercial real estate and business loans. The bank also offers business banking solutions such as treasury management, cash-management services and commercial deposit accounts.

Through its branches and digital banking capabilities, Oxford Bank provides customers with access to deposit accounts, online and mobile banking, electronic payments and other financial services. Its lending and relationship-banking activities are focused primarily on the communities it serves in the greater Oakland County and southeast Michigan area.

Key Stats

• Today's Range: $46.00 to $46.00
• 50-Day Range: $44.30 to $46.00
• 52-Week Range: $39.00 to $46.00
• Volume: 420 shs
• Average Volume: 250 shs
• Market Capitalization: $114.54 million
• P/E Ratio: 11.86
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Oxford Bank Stock Analysis - MarketRank™

Oxford Bank scored higher than 8% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Oxford Bank.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Oxford Bank is 11.86, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.80.

Price to Earnings Ratio vs. Sector

The P/E ratio of Oxford Bank is 11.86, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.73.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.02% of the float of Oxford Bank has been sold short.

Short Interest Ratio / Days to Cover

Oxford Bank has a short interest ratio ("days to cover") of 1.09, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Oxford Bank has recently increased by 285.71%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Oxford Bank does not currently pay a dividend.

Dividend Growth

Oxford Bank does not have a long track record of dividend growth.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Sentiment

Oxford Bank has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.63 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Oxford Bank this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Oxford Bank insiders have not sold or bought any company stock.

Percentage Held by Institutions

4.54% of the stock of Oxford Bank is held by institutions.

Company Calendar

• Last Earnings: 8/03/2026
• Today: 10/11/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:OXBC
• CIK: 1473086
• Web: www.oxfordbank.bank
• Phone: (248) 628-2533
• Fax: N/A
• Employees: 161
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $3.88
• Trailing P/E Ratio: 11.86
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $10.96 million
• Net Margins: 14.67%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $62.26 million
• Price / Sales: 1.84
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 2,490,000
• Free Float: N/A
• Market Cap: $114.54 million
• Optionable: Not Optionable
• Beta: 0.08