Private Bancorp of America (PBAM) Stock Price, News & Analysis

Company Overview

Private Bancorp of America, Inc. operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California. The company offers checking and savings, money market, certificate of deposit, sweep, zero balance, and individual retirement accounts; unsecured lines of credit, personal credit lines, and term loans; additional services, such as direct deposits, online banking, ATM and debit cards, credit cards, savings/line of credit overdraft protection, and safe deposit boxes; and certificate of deposit account registry services. It also provides treasury management, merchant card, bill pay, positive pay, e-statement, remote deposit capture, ACH origination, wire transfer, electronic payments and collections, electronic check acceptance, account reconciliation, cash vault, and gift and business credit cards, as well as funds management services. In addition, the company offers term credit facilities and loans, equipment and business expansion loans, working capital lines of credit, commercial real estate financing, construction financing, letters of credit, business start-up loans, loans for business acquisition and partner buyouts, owner-occupied commercial real estate loans, equipment, furniture and fixture, and other loans; and CDARS And ICS products. Further, it provides wealth management and legal services. The company has offices in La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, Temecula, Mission Valley, and Redlands. Private Bancorp of America, Inc. was founded in 2006 and is headquartered in La Jolla, California.

Key Stats

• Today's Range: $58.78 to $58.97
• 50-Day Range: $56.00 to $59.24
• 52-Week Range: $43.29 to $61.50
• Volume: 2,460 shs
• Average Volume: 5,958 shs
• Market Capitalization: $341.33 million
• P/E Ratio: 8.38
• Dividend Yield: N/A
• Price Target: $80.00
• Consensus Rating: Buy

Private Bancorp of America Stock Analysis - MarketRank™

Private Bancorp of America scored higher than 58% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.9 / 5
• Analyst Rating: Buy

Consensus Rating

Private Bancorp of America has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Upside Potential

Private Bancorp of America has a consensus price target of $80.00, representing about 35.9% upside from its current price of $58.85.

Amount of Analyst Coverage

Private Bancorp of America has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.54%

Earnings Growth

Earnings for Private Bancorp of America are expected to grow by 6.54% in the coming year, from $6.88 to $7.33 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Private Bancorp of America is 8.38, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.62.

Price to Earnings Ratio vs. Sector

The P/E ratio of Private Bancorp of America is 8.38, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 239.03.

Price to Book Value per Share Ratio

Private Bancorp of America has a P/B Ratio of 1.52. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.02% of the float of Private Bancorp of America has been sold short.

Short Interest Ratio / Days to Cover

Private Bancorp of America has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Private Bancorp of America has recently increased by 1,100.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Private Bancorp of America does not currently pay a dividend.

Dividend Growth

Private Bancorp of America does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.02% of the float of Private Bancorp of America has been sold short.

Short Interest Ratio / Days to Cover

Private Bancorp of America has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Private Bancorp of America has recently increased by 1,100.00%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Private Bancorp of America insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 13.54% of the stock of Private Bancorp of America is held by institutions.

PBAM Stock Analysis - Frequently Asked Questions

How have PBAM shares performed this year?

Private Bancorp of America's stock was trading at $57.74 on January 1st, 2025. Since then, PBAM shares have increased by 1.9% and is now trading at $58.85.

How were Private Bancorp of America's earnings last quarter?

Private Bancorp of America, Inc. (OTCMKTS:PBAM) announced its quarterly earnings data on Thursday, July, 17th. The company reported $1.77 earnings per share for the quarter, missing analysts' consensus estimates of $1.79 by $0.02. The company had revenue of $31.84 million for the quarter, compared to analyst estimates of $30.36 million. Private Bancorp of America had a trailing twelve-month return on equity of 17.81% and a net margin of 24.17%.

How will Private Bancorp of America's stock buyback program work?

Private Bancorp of America's board authorized a stock buyback program on Thursday, September 11th 2025, which allows the company to buy back $5,000,000 in outstanding shares, according to EventVestor. This means that the company could buy up to 1.5% of its stock through open market purchases. Stock buyback programs are typically a sign that the company's management believes its shares are undervalued.

How do I buy shares of Private Bancorp of America?

Shares of PBAM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Private Bancorp of America own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Private Bancorp of America investors own include Datadog (DDOG), PayPal (PYPL), Taiwan Semiconductor Manufacturing (TSM), NexGen Energy (NXE), Wix.com (WIX) and Zoom Communications (ZM).

Company Calendar

• Last Earnings: 7/17/2025
• Today: 9/26/2025
• Next Earnings (Estimated): 10/17/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHWEST
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:PBAM
• CIK: N/A
• Web: www.calprivate.bank
• Phone: (858) 875-6900
• Fax: N/A
• Employees: N/A
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Private Bancorp of America: $80.00
• High Price Target: $80.00
• Low Price Target: $80.00
• Potential Upside/Downside: +35.9%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $7.02
• Trailing P/E Ratio: 8.38
• Forward P/E Ratio: 8.55
• P/E Growth: N/A
• Net Income: $35.82 million
• Net Margins: 24.17%
• Pretax Margin: 34.47%
• Return on Equity: 17.81%
• Return on Assets: 1.68%

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 1.01
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $161.24 million
• Price / Sales: 2.12
• Cash Flow: $5.96 per share
• Price / Cash Flow: 9.88
• Book Value: $38.76 per share
• Price / Book: 1.52

Miscellaneous

• Outstanding Shares: 5,800,000
• Free Float: N/A
• Market Cap: $341.33 million
• Optionable: Not Optionable
• Beta: 0.30