Private Bancorp of America (PBAM) Stock Price, News & Analysis

Company Overview

Private Bancorp of America (OTCMKTS:PBAM) is a U.S.-based bank holding company that provides a range of financial services to individuals, small businesses and commercial clients. Headquartered in Miami, Florida, the firm was originally founded in 2008 to serve the needs of growing communities in the southeastern United States. Through its wholly owned banking subsidiary, it offers a comprehensive suite of deposit and loan products designed to support both consumer banking and commercial finance requirements.

The company’s core business activities include deposit-taking services such as checking and savings accounts, money market instruments and certificates of deposit. On the lending side, Private Bancorp of America extends residential mortgage loans, commercial real estate financing, SBA loans and lines of credit to small- and mid-sized enterprises. These lending solutions are complemented by a treasury management platform that offers electronic funds transfers, remote deposit capture and other cash-management tools designed to streamline clients’ operational workflows.

In addition to traditional banking, Private Bancorp of America has developed a wealth management division that provides investment advisory, trust administration and retirement planning services. This segment caters primarily to high-net-worth individuals and family offices, leveraging a network of licensed financial advisors and portfolio managers. The company also maintains an online banking portal and mobile application to deliver digital account access, e-statements and customized alerts for account activity.

Over the years, Private Bancorp of America has grown through strategic acquisitions of regional thrift institutions and community banks, expanding its geographic footprint into key markets across Florida, Georgia and Texas. Its leadership team is composed of seasoned banking executives with decades of experience in commercial lending, risk management and corporate governance. The board of directors and senior management continue to focus on disciplined credit practices, customer service excellence and measured growth in targeted business lines.

Key Stats

• Today's Range: $57.51 to $57.99
• 50-Day Range: $53.80 to $57.50
• 52-Week Range: $37.70 to $61.50
• Volume: 731 shs
• Average Volume: 3,199 shs
• Market Capitalization: $336.63 million
• P/E Ratio: 8.79
• Dividend Yield: N/A
• Price Target: $60.50
• Consensus Rating: Strong Buy

Private Bancorp of America Stock Analysis - MarketRank™

Private Bancorp of America scored higher than 26% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.8 / 5
• Analyst Rating: Strong Buy

Consensus Rating

Private Bancorp of America has received a consensus rating of Strong Buy. The company's average rating score is 3.50, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Private Bancorp of America has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.54%

Earnings Growth

Earnings for Private Bancorp of America are expected to grow by 6.54% in the coming year, from $6.88 to $7.33 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Private Bancorp of America is 8.71, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.39.

Price to Earnings Ratio vs. Sector

The P/E ratio of Private Bancorp of America is 8.71, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.10.

Price to Book Value per Share Ratio

Private Bancorp of America has a P/B Ratio of 1.48. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the float of Private Bancorp of America has been sold short.

Short Interest Ratio / Days to Cover

Private Bancorp of America has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Private Bancorp of America has recently increased by 75.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Private Bancorp of America does not currently pay a dividend.

Dividend Growth

Private Bancorp of America does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.01% of the float of Private Bancorp of America has been sold short.

Short Interest Ratio / Days to Cover

Private Bancorp of America has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Private Bancorp of America has recently increased by 75.00%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.33

News Sentiment

Private Bancorp of America has a news sentiment score of 0.33. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.92 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Private Bancorp of America this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Private Bancorp of America insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 13.54% of the stock of Private Bancorp of America is held by institutions.

PBAM Stock Analysis - Frequently Asked Questions

How have PBAM shares performed this year?

Private Bancorp of America's stock was trading at $57.74 at the start of the year. Since then, PBAM stock has decreased by 0.4% and is now trading at $57.50.

How were Private Bancorp of America's earnings last quarter?

Private Bancorp of America, Inc. (OTCMKTS:PBAM) posted its earnings results on Monday, April, 21st. The company reported $1.80 earnings per share for the quarter, topping analysts' consensus estimates of $1.66 by $0.14. The firm had revenue of $29.35 million for the quarter, compared to the consensus estimate of $30.30 million. Private Bancorp of America had a trailing twelve-month return on equity of 17.54% and a net margin of 23.11%.

How do I buy shares of Private Bancorp of America?

Shares of PBAM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Private Bancorp of America own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Private Bancorp of America investors own include Datadog (DDOG), PayPal (PYPL), Shopify (SHOP), Taiwan Semiconductor Manufacturing (TSM), NexGen Energy (NXE), Wix.com (WIX) and Zoom Communications (ZM).

Company Calendar

• Last Earnings: 4/21/2025
• Today: 7/17/2025
• Next Earnings (Estimated): 7/18/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHWEST
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:PBAM
• CIK: N/A
• Web: www.calprivate.bank
• Phone: (858) 875-6900
• Fax: N/A
• Employees: N/A
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Private Bancorp of America: $60.50
• High Price Target: $68.00
• Low Price Target: $53.00
• Potential Upside/Downside: +5.2%
• Consensus Rating: Strong Buy
• Rating Score (0-4): 3.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.60
• Trailing P/E Ratio: 8.71
• Forward P/E Ratio: 8.36
• P/E Growth: N/A
• Net Income: $35.82 million
• Net Margins: 23.11%
• Pretax Margin: 32.94%
• Return on Equity: 17.54%
• Return on Assets: 1.60%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $161.24 million
• Price / Sales: 2.07
• Cash Flow: $5.96 per share
• Price / Cash Flow: 9.64
• Book Value: $38.76 per share
• Price / Book: 1.48

Miscellaneous

• Outstanding Shares: 5,805,000
• Free Float: N/A
• Market Cap: $333.79 million
• Optionable: Not Optionable
• Beta: 0.27