Pinnacle Bank (PBNK) Stock Price, News & Analysis

Company Overview

Pinnacle Bank, a commercial bank, provides various depository and credit services in Santa Clara, San Benito, and Monterey counties. The company offers checking, savings, money market, sweep, and individual retirement accounts, as well as certificates of deposit and certificates of deposit account registry services. It also provides home equity lines of credit and single family home construction loans; and loans and lines of credit, letters of credit, commercial real estate, and government assisted loans, as well as credit cards. In addition, the company offers automated teller machine cards/debit cards, debit card protection products, and safe deposit boxes; cash management products, such as online and mobile banking, online bill payment, mobile check deposit, automated clearing house (ACH) origination, remote deposit capture, night depository box, positive pay, ACH fraud filter, merchant card processing, wire transfer, and foreign currency services; and asset based lending covering accounts receivable financing, factoring, and purchase order financing services. It serves individual and business customers, as well as nonprofit organizations in Morgan Hill, Gilroy, Salinas, and Campbell. Pinnacle Bank was founded in 2006 and is headquartered in Gilroy, California.

Key Stats

• Today's Range: $17.05 to $17.50
• 50-Day Range: $16.25 to $17.25
• 52-Week Range: $16.00 to $20.95
• Volume: 1,793 shs
• Average Volume: 2,051 shs
• Market Capitalization: $104.48 million
• P/E Ratio: 21.60
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Pinnacle Bank Stock Analysis - MarketRank™

Pinnacle Bank scored higher than 24% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Pinnacle Bank.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Pinnacle Bank is 21.60, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of Pinnacle Bank is 21.60, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 20.12.

Price to Book Value per Share Ratio

Pinnacle Bank has a P/B Ratio of 0.98. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Pinnacle Bank has been sold short.

Short Interest Ratio / Days to Cover

Pinnacle Bank has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Pinnacle Bank does not currently pay a dividend.

Dividend Growth

Pinnacle Bank does not have a long track record of dividend growth.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: N/A

News Sentiment

Pinnacle Bank has a news sentiment score of 0.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.82 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Pinnacle Bank this week, compared to 0 articles on an average week.

MarketBeat Follows

2 people have added Pinnacle Bank to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Pinnacle Bank insiders have not sold or bought any company stock.

Percentage Held by Institutions

8.36% of the stock of Pinnacle Bank is held by institutions.

Company Calendar

• Last Earnings: 4/23/2026
• Today: 6/15/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHWEST
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:PBNK
• Previous Symbol: NASDAQ:PBNK
• CIK: N/A
• Web: www.pinnaclebankonline.com
• Phone: (408) 762-7171
• Fax: 408-413-5340
• Employees: N/A
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.81
• Trailing P/E Ratio: 21.60
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $5.45 million
• Net Margins: 9.61%
• Pretax Margin: 13.17%
• Return on Equity: 4.58%
• Return on Assets: 0.54%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.68
• Quick Ratio: 0.68

Sales & Book Value

• Annual Sales: $50.63 million
• Price / Sales: 2.06
• Cash Flow: $0.94 per share
• Price / Cash Flow: 18.55
• Book Value: $17.93 per share
• Price / Book: 0.98

Miscellaneous

• Outstanding Shares: 5,970,000
• Free Float: N/A
• Market Cap: $104.48 million
• Optionable: Not Optionable
• Beta: 0.26