Pinnacle Bank (PBNK) Stock Price, News & Analysis

Company Overview

Pinnacle Bank (OTCMKTS:PBNK) is a community banking institution that provides financial services to individuals, families, businesses and other organizations. Its core activities generally center on gathering deposits and extending loans to support personal, commercial and real estate needs.

The bank’s products and services include checking and savings accounts, certificates of deposit, consumer loans, commercial lending and residential real estate financing. It also provides customary banking services such as online and mobile banking, electronic payments, cash management and other account-related services.

Pinnacle Bank operates through its local banking franchise and focuses on relationship-based service for the communities it serves. Specific historical and leadership information was not available from the information provided.

Key Stats

• Today's Range: $18.35 to $18.50
• 50-Day Range: $18.00 to $18.79
• 52-Week Range: $16.00 to $20.70
• Volume: 2,044 shs
• Average Volume: 2,583 shs
• Market Capitalization: $109.55 million
• P/E Ratio: 26.21
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Pinnacle Bank Stock Analysis - MarketRank™

Pinnacle Bank scored higher than 7% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Pinnacle Bank.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Pinnacle Bank is 26.43, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.73.

Price to Earnings Ratio vs. Sector

The P/E ratio of Pinnacle Bank is 26.43, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 24.31.

Price to Book Value per Share Ratio

Pinnacle Bank has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Pinnacle Bank has been sold short.

Short Interest Ratio / Days to Cover

Pinnacle Bank has a short interest ratio ("days to cover") of 0.02, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Pinnacle Bank has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Pinnacle Bank does not currently pay a dividend.

Dividend Growth

Pinnacle Bank does not have a long track record of dividend growth.

News and Social Media

• Score: 1.2 / 5
• News Sentiment: -0.01

News Sentiment

Pinnacle Bank has a news sentiment score of -0.01. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Pinnacle Bank this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Pinnacle Bank insiders have not sold or bought any company stock.

Percentage Held by Institutions

8.36% of the stock of Pinnacle Bank is held by institutions.

Company Calendar

• Last Earnings: 7/30/2026
• Today: 9/29/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: OTCMKTS:PBNK
• Previous Symbol: NASDAQ:PBNK
• CIK: N/A
• Web: www.pinnaclebankonline.com
• Phone: (408) 762-7171
• Fax: 408-413-5340
• Employees: N/A
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.70
• Trailing P/E Ratio: 26.21
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $5.45 million
• Net Margins: 8.42%
• Pretax Margin: 11.60%
• Return on Equity: 3.88%
• Return on Assets: 0.45%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.70
• Quick Ratio: 0.70

Sales & Book Value

• Annual Sales: $50.63 million
• Price / Sales: 2.16
• Cash Flow: $1.18 per share
• Price / Cash Flow: 15.59
• Book Value: $17.93 per share
• Price / Book: 1.02

Miscellaneous

• Outstanding Shares: 5,970,000
• Free Float: N/A
• Market Cap: $109.55 million
• Optionable: Not Optionable
• Beta: 0.24