PT Bank Mandiri Persero Tbk is one of Indonesia’s leading state‐owned financial institutions, offering a comprehensive range of banking and financial services. Established in 1998 through the consolidation of four government‐owned banks, Mandiri has grown into a full‐service commercial bank. The company’s shares are listed on the Indonesia Stock Exchange and it also trades as an American Depositary Receipt under the ticker PPERY on the OTC market.
Mandiri’s core business activities encompass corporate and retail banking, trade finance, treasury and capital markets operations, as well as consumer lending. The bank provides deposit, lending and payment solutions for individuals and businesses, and maintains specialized divisions for small and medium‐sized enterprises. Through its investment banking arm and asset management subsidiaries, Mandiri supports equity capital raising, bond issuance and portfolio management services. The group also offers Islamic banking products under a dedicated Shariah‐compliant unit to cater to the country’s growing demand for faith‐based finance.
With its headquarters in Jakarta, Mandiri serves customers across Indonesia via an extensive network of branch offices, ATMs and digital channels. The bank maintains representative offices and branches in major international financial centers, facilitating cross‐border trade and investment flows. Mandiri has invested in online and mobile banking platforms to enhance accessibility, and it continues to expand partnerships in fintech and digital payments.
As a government‐controlled entity, Bank Mandiri operates under the oversight of the Ministry of Finance and is governed by a board of commissioners and directors appointed in accordance with Indonesian corporate governance standards. The institution’s leadership is tasked with balancing financial performance with its mandate to support national economic development.
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