Santa Cruz County Bank engages in the provision of community banking services. It operates through the following segments: Commercial Real Estate, Land and Construction, Commercial and Industrial, Agricultural Land, Real Estate and Production, and Consumer. The company was founded by Richard Alderson, Kenneth R. Chappell, David V. Heald, Stuart Mumm, Joseph Anzalone, Kate Chen, Fred Chen, Mark Holcomb, George Ow, Jr., Tila Bañuelos Guerrero, Marshall Delk, Steven G. John, Louis Rittenhouse, Victor Bogard, George R. Gallucci, Mateo Lettunich, Frank Saveria, Anthony Campos, Rebecca Campos, Thomas N. Griffin, Robert Lockwood, Robert Yonts, Bjorg Yonts, Charles Canfield, William J. Hansen, and William Moncovich on September 10, 2003 and is headquartered in Santa Cruz, CA.