Sturgis Bancorp (STBI) Stock Price, News & Analysis

Company Overview

Sturgis Bancorp, Inc. is a bank holding company headquartered in Sturgis, Michigan. Through its principal subsidiary, Sturgis Bank, the company provides community banking services to individuals, families, farmers and businesses in southern Michigan and nearby areas.

Sturgis Bank offers deposit products such as checking, savings and certificates of deposit, along with residential mortgage loans, home equity financing, consumer loans and commercial lending. The bank also provides treasury management, online and mobile banking, and other financial services designed to support personal and business customers.

Founded in 1905, Sturgis Bank has a long history of serving communities in southwestern Michigan. Sturgis Bancorp’s operations are focused primarily on relationship-based banking through local branches and its digital banking platform.

Key Stats

• Today's Range: $29.27 to $29.27
• 50-Day Range: $28.51 to $29.79
• 52-Week Range: $19.95 to $29.79
• Volume: 150 shs
• Average Volume: 1,031 shs
• Market Capitalization: $63.81 million
• P/E Ratio: 7.07
• Dividend Yield: 2.46%
• Price Target: N/A
• Consensus Rating: N/A

Sturgis Bancorp Stock Analysis - MarketRank™

Sturgis Bancorp scored higher than 22% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Sturgis Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Sturgis Bancorp is 7.07, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.91.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sturgis Bancorp is 7.07, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.93.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Sturgis Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Sturgis Bancorp has a short interest ratio ("days to cover") of 0.05, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Sturgis Bancorp has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Sturgis Bancorp pays a meaningful dividend of 2.47%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Sturgis Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Sturgis Bancorp is 17.39%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Sentiment

Sturgis Bancorp has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Sturgis Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.6 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Sturgis Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

16.00% of the stock of Sturgis Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Sturgis Bancorp has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 10/22/2026
• Today: 10/31/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: OTCMKTS:STBI
• CIK: 1166362
• Web: sturgis.bank
• Phone: (269) 651-9345
• Fax: 616-651-5512
• Employees: 118
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $4.14
• Trailing P/E Ratio: 7.07
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $7.46 million
• Net Margins: 14.61%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $59.13 million
• Price / Sales: 1.08
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 2,180,000
• Free Float: 1,829,000
• Market Cap: $63.81 million
• Optionable: Not Optionable
• Beta: 0.15