Town & Country Financial Corp., operating under the name Town and Country Financial, is a Des Moines, Iowa–based holding company that delivers a broad suite of insurance and financial services through its wholly owned subsidiaries. Founded in 1943, the company has built its reputation as a wholesale broker and program administrator, offering property and casualty, life and health, and specialty insurance products to independent agencies and carriers nationwide.
Through its wholesale brokerage division, Town and Country Financial provides access to markets for commercial and personal lines, including management liability and professional liability coverage. Its program administration arm structures and manages tailored insurance programs on behalf of insurance carriers, while support services encompass underwriting expertise, risk management guidance and commission processing.
The company serves a geographic footprint that spans all 50 U.S. states, leveraging a network of regional offices combined with digital platforms to support agents in both urban and rural markets. By partnering with independent agents, Town and Country Financial amplifies their reach and product offerings, enabling small and mid-size agencies to compete with larger brokers and carriers.
Leadership at Town and Country Financial comprises industry veterans in insurance distribution, underwriting and program administration. The executive team and board of directors bring decades of collective experience in wholesale brokerage and carrier relations. As the company pursues strategic growth through selective acquisitions and new program launches, it remains focused on delivering underwriting discipline, market access and service excellence to its agency partners.
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