United Bancorporation of Alabama (UBAB) Stock Price, News & Analysis

Company Overview

United Bancorporation of Alabama is the bank holding company for United Bank, a community-oriented financial institution headquartered in Selma, Alabama. The holding company was established to oversee the growth and strategic direction of United Bank, which traces its origins back to the late 1920s. Over the decades, United Bank has expanded its footprint through organic growth and selective acquisitions, positioning itself as a stable regional player in Alabama’s banking sector.

The company offers a full range of banking products and services designed to meet the needs of individuals, small businesses and agricultural enterprises. On the consumer side, it provides checking and savings accounts, certificates of deposit, home equity loans and residential mortgage financing. For commercial clients, offerings include commercial real estate loans, equipment financing, lines of credit and cash management solutions. The bank also supports the agricultural industry with farm real estate mortgages, operating lines of credit and equipment leasing.

United Bancorporation of Alabama serves clients across central and western Alabama through a network of full-service branches and ATMs, as well as online and mobile banking platforms. Its customer base spans urban centers, suburban communities and rural counties, reflecting a commitment to supporting economic development throughout its service areas. Beyond traditional banking, the company engages in community outreach and local sponsorships to foster long-term relationships and contribute to regional growth.

The holding company is governed by a board of directors and supported by an experienced management team. Day-to-day operations are overseen by senior executives who focus on risk management, regulatory compliance and strategic planning. Through prudent leadership and a community-focused approach, United Bancorporation of Alabama aims to sustain steady growth, enhance shareholder value and maintain its reputation for personalized customer service.

Key Stats

• Today's Range: $53.15 to $53.75
• 50-Day Range: $48.65 to $54.00
• 52-Week Range: $46.10 to $59.99
• Volume: 1,500 shs
• Average Volume: 4,358 shs
• Market Capitalization: $175.62 million
• P/E Ratio: 7.36
• Dividend Yield: 2.62%
• Price Target: N/A
• Consensus Rating: N/A

UBAB Stock Analysis - Frequently Asked Questions

How have UBAB shares performed this year?

United Bancorporation of Alabama's stock was trading at $57.00 on January 1st, 2025. Since then, UBAB stock has decreased by 6.4% and is now trading at $53.38.

How were United Bancorporation of Alabama's earnings last quarter?

United Bancorporation of Alabama, Inc. (OTCMKTS:UBAB) released its quarterly earnings results on Friday, April, 25th. The company reported $1.42 earnings per share (EPS) for the quarter, missing the consensus estimate of $1.73 by $0.31. United Bancorporation of Alabama had a trailing twelve-month return on equity of 17.48% and a net margin of 25.30%.

How do I buy shares of United Bancorporation of Alabama?

Shares of UBAB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of United Bancorporation of Alabama own?

Based on aggregate information from My MarketBeat watchlists, some other companies that United Bancorporation of Alabama investors own include Broadcom (AVGO), NVIDIA (NVDA), Arista Networks (ANET), Jabil (JBL), Adobe (ADBE), Disc Medicine (IRON) and e.l.f. Beauty (ELF).

Company Calendar

• Last Earnings: 4/25/2025
• Today: 7/13/2025
• Next Earnings (Estimated): 7/25/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:UBAB
• CIK: N/A
• Web: www.unitedbank.com
• Phone: (251) 446-6000
• Fax: N/A
• Employees: 177
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $7.25
• Trailing P/E Ratio: 7.36
• Forward P/E Ratio: 7.78
• P/E Growth: N/A
• Net Income: $28 million
• Net Margins: 25.30%
• Pretax Margin: 35.06%
• Return on Equity: 17.48%
• Return on Assets: 1.81%

Debt

• Debt-to-Equity Ratio: 0.22
• Current Ratio: 0.95
• Quick Ratio: 0.95

Sales & Book Value

• Annual Sales: $97.72 million
• Price / Sales: 1.80
• Cash Flow: $8.60 per share
• Price / Cash Flow: 6.21
• Book Value: $42.07 per share
• Price / Book: 1.27

Miscellaneous

• Outstanding Shares: 3,290,000
• Free Float: N/A
• Market Cap: $175.62 million
• Optionable: Not Optionable
• Beta: 0.45