OTCMKTS:UBAB United Bancorporation of Alabama (UBAB) Stock Price, News & Analysis $64.80 -1.20 (-1.82%) As of 09/15/2026 10:45 AM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartDividendEarningsNews and TrendsShort Interest About United Bancorporation of Alabama Stock (OTCMKTS:UBAB) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get UBAB alerts:Sign Up Key Stats Today's Range$64.80▼$64.8050-Day Range$59.00▼$66.0052-Week Range$49.01▼$66.00Volume117 shsAverage Volume695 shsMarket Capitalization$198.29 millionP/E Ratio10.54Dividend Yield2.19%Price TargetN/AConsensus RatingHold Company Overview United Bancorporation of Alabama, Inc. is a bank holding company headquartered in Atmore, Alabama. Its principal subsidiary, United Bank, is a community banking institution that provides deposit, lending and other financial services to individuals, families and businesses. United Bank offers checking and savings accounts, certificates of deposit, consumer loans, residential mortgage lending, commercial loans and agricultural financing. The bank also provides online and mobile banking, treasury management and other services designed to support personal and business banking needs. Founded in 1904, United Bank has a long history of serving communities in south Alabama and northwest Florida. Its market area includes Escambia County and surrounding communities, as well as portions of the Florida Panhandle. United Bancorporation of Alabama operates as a regional community bank focused on relationship-based service and local lending.AI Generated. May Contain Errors. Read More United Bancorporation of Alabama Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks47th Percentile Overall ScoreUBAB MarketRank™: United Bancorporation of Alabama scored higher than 47% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.0 / 5Analyst RatingHold Consensus RatingUnited Bancorporation of Alabama has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageUnited Bancorporation of Alabama has received no research coverage in the past 90 days.Read more about United Bancorporation of Alabama's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth8.41% Earnings GrowthEarnings for United Bancorporation of Alabama are expected to grow by 8.41% in the coming year, from $5.35 to $5.80 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of United Bancorporation of Alabama is 10.54, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.61.Price to Earnings Ratio vs. SectorThe P/E ratio of United Bancorporation of Alabama is 10.54, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.34.Price to Book Value per Share RatioUnited Bancorporation of Alabama has a P/B Ratio of 1.36. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about United Bancorporation of Alabama's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.03% of the float of United Bancorporation of Alabama has been sold short.Short Interest Ratio / Days to CoverUnited Bancorporation of Alabama has a short interest ratio ("days to cover") of 0.96, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Bancorporation of Alabama has recently decreased by 44.64%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldUnited Bancorporation of Alabama pays a meaningful dividend of 2.19%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUnited Bancorporation of Alabama does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of United Bancorporation of Alabama is 23.09%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, United Bancorporation of Alabama will have a dividend payout ratio of 24.48% next year. This indicates that United Bancorporation of Alabama will be able to sustain or increase its dividend.Read more about United Bancorporation of Alabama's dividend. News and Social Media1.9 / 5News Sentiment0.10 News SentimentUnited Bancorporation of Alabama has a news sentiment score of 0.10. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.84 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for United Bancorporation of Alabama this week, compared to 0 articles on an average week. Company Ownership0.1 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, United Bancorporation of Alabama insiders have not sold or bought any company stock.Percentage Held by Institutions5.52% of the stock of United Bancorporation of Alabama is held by institutions.Read more about United Bancorporation of Alabama's insider trading history. Receive UBAB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Bancorporation of Alabama and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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Addresses Latest Letter from Merion Road Capital Management and Blue Hill AdvisorsSeptember 9, 2026 | prnewswire.comWhat Is A Roth Conversion, And How Do I Set One Up?A Roth conversion moves money from a traditional IRA or employer plan into a Roth IRA, triggering income tax that year in exchange for potential tax-free qualified growth later. Key questions remain: how much to convert, where the tax payment comes from, and whether this years income leaves room. Roth IRAs also avoid lifetime required minimum distributions. A fiduciary financial advisor can help size a conversion around your specific tax situation and goals. | SmartAsset (Ad)MERION ROAD CAPITAL AND BLUE HILL ADVISORS REQUEST BOARD REPRESENTATION AT UNITED BANCORPORATION OF ALABAMASeptember 8, 2026 | prnewswire.com$6 Million in New Markets Tax Credit Financing for the Acquisition, Renovation, and Equipping of a Tractor Assembly Facility in Monroeville, ALAugust 18, 2026 | prnewswire.comUnited Bancorporation of Alabama, Inc. Announces Second Quarter ResultsAugust 5, 2026 | prnewswire.comActivist investors push Alabama bank to use its built-up equityJuly 9, 2026 | finance.yahoo.comUNITED BANCORPORATION OF ALABAMA, INC. ISSUES STATEMENT REGARDING MERION ROAD CAPITAL MANAGEMENT AND BLUE HILL ADVISORSJuly 8, 2026 | prnewswire.comSee More Headlines UBAB Stock Analysis - Frequently Asked Questions How have UBAB shares performed this year? United Bancorporation of Alabama's stock was trading at $53.20 on January 1st, 2026. Since then, UBAB stock has increased by 21.8% and is now trading at $64.80. How were United Bancorporation of Alabama's earnings last quarter? United Bancorporation of Alabama, Inc. (OTCMKTS:UBAB) posted its earnings results on Wednesday, August, 5th. The company reported $1.91 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $1.31 by $0.60. The company earned $19.82 million during the quarter, compared to the consensus estimate of $24.19 million. United Bancorporation of Alabama had a trailing twelve-month return on equity of 14.40% and a net margin of 23.54%. How do I buy shares of United Bancorporation of Alabama? Shares of UBAB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of United Bancorporation of Alabama own? Based on aggregate information from My MarketBeat watchlists, some other companies that United Bancorporation of Alabama investors own include Broadcom (AVGO), NVIDIA (NVDA), Arista Networks (ANET), Jabil (JBL), Adobe (ADBE), Disc Medicine (IRON) and e.l.f. Beauty (ELF). Company Calendar Last Earnings8/05/2026Today9/15/2026Next Earnings (Estimated)10/30/2026Fiscal Year End12/31/2026Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolOTCMKTS:UBAB CIKN/A Webwww.ubankal.com Phone(251) 446-6000FaxN/AEmployees177Year Founded1904Profitability EPS (Trailing Twelve Months)$6.15 Trailing P/E Ratio10.54 Forward P/E Ratio12.11 P/E GrowthN/ANet Income$19.67 million Net Margins23.54% Pretax Margin29.12% Return on Equity14.40% Return on Assets1.49% Debt Debt-to-Equity Ratio0.20 Current Ratio0.89 Quick Ratio0.89 Sales & Book Value Annual Sales$89.83 million Price / Sales2.21 Cash Flow$7.02 per share Price / Cash Flow9.23 Book Value$47.65 per share Price / Book1.36Miscellaneous Outstanding Shares3,060,000Free FloatN/AMarket Cap$198.29 million OptionableNot Optionable Beta0.44 Social Links The Infrastructure's Backbone: 10 Stocks Powering the AI BuildoutThe AI boom extends far beyond the biggest tech names. Discover 10 companies supplying the memory, storage, networking, semiconductor manufacturing, and power infrastructure that make AI possible. Learn where the next wave of AI investment opportunities may emerge—and the key risks investors should watch as the global AI buildout accelerates.Get This Free Report This page (OTCMKTS:UBAB) was last updated on 9/16/2026 by MarketBeat.com Staff. From Our PartnersJon Najarian's #1 Energy Trade for 2026Jon Najarian says he's never been more excited about an energy opportunity. 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