Uwharrie Capital (UWHR) Stock Price, News & Analysis

Company Overview

Uwharrie Capital Corp operates as the bank holding company for Uwharrie Bank that provides commercial banking services to individuals and small to medium-sized businesses in North Carolina. It accepts personal and commercial checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. The company's loan portfolio comprises commercial loans and various consumer-type loans to individuals, including installment and mortgage loans, equity lines of credit, and overdraft checking credit. It also provides internet, mobile, and telephone banking services, as well as check and credit cards; and sells various insurance products comprising fixed annuities, life and disability insurance, long-term care products, and Medicare supplements. In addition, the company offers securities broker-dealer and mortgage brokerage services. Further, it provides trustee and portfolio management services to customers in the Charlotte Metropolitan and Uwharrie Lakes Regions. The company was founded in 1983 and is based in Albemarle, North Carolina.

Key Stats

• Today's Range: $8.97 to $9.38
• 50-Day Range: $8.34 to $9.30
• 52-Week Range: $7.50 to $9.38
• Volume: 301 shs
• Average Volume: 1,252 shs
• Market Capitalization: N/A
• P/E Ratio: 91.35
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Uwharrie Capital Stock Analysis - MarketRank™

Uwharrie Capital scored higher than 4% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Uwharrie Capital.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Uwharrie Capital is 91.35, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 23.54.

Price to Earnings Ratio vs. Sector

The P/E ratio of Uwharrie Capital is 91.35, which means that it is trading at a more expensive P/E ratio than the Financial Services sector average P/E ratio of about 13.45.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Uwharrie Capital has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Uwharrie Capital has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Uwharrie Capital does not currently pay a dividend.

Dividend Growth

Uwharrie Capital does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Uwharrie Capital has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Uwharrie Capital has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: N/A

News Sentiment

Uwharrie Capital has a news sentiment score of 0.98. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Uwharrie Capital this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Uwharrie Capital insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 5.33% of the stock of Uwharrie Capital is held by insiders.

Percentage Held by Institutions

Only 6.90% of the stock of Uwharrie Capital is held by institutions.

UWHR Stock Analysis - Frequently Asked Questions

How have UWHR shares performed this year?

Uwharrie Capital's stock was trading at $8.94 at the beginning of the year. Since then, UWHR stock has increased by 0.3% and is now trading at $8.97.
View the best growth stocks for 2025 here.

How do I buy shares of Uwharrie Capital?

Shares of UWHR stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Uwharrie Capital own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Uwharrie Capital investors own include Super Micro Computer (SMCI), GE Aerospace (GE) and ProShares UltraPro Short QQQ (SQQQ).

Company Calendar

• Today: 6/21/2025
• Next Earnings (Estimated): 7/17/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:UWHR
• CIK: 898171
• Web: www.uwharrie.com
• Phone: (704) 983-6181
• Fax: N/A
• Employees: 180
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): N/A
• Trailing P/E Ratio: 91.35
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A