WCF Bancorp, Inc. is the bank holding company for WCF National Bank, headquartered in Wheat Ridge, Colorado. Through its subsidiary, the company provides a range of deposit and lending products and services to both individual and business customers. WCF National Bank operates branches across Colorado, Arizona and Nevada, focusing on personalized, community-oriented banking relationships.
The company’s core offerings include checking and savings accounts, certificates of deposit and individual retirement accounts, complemented by online and mobile banking platforms. On the lending side, WCF provides consumer installment loans, residential mortgages, home equity lines of credit and business financing solutions. Its commercial lending portfolio covers commercial real estate, construction financing, equipment loans and SBA-guaranteed loans, catering predominantly to small and mid-sized enterprises.
Founded in 1983, WCF National Bank has grown from a single-office community bank into a multi-branch institution serving the Mountain West region. The bank emphasizes a relationship-driven approach, seeking to tailor its products to the specific needs of local markets. Over the decades, WCF has leveraged its regional expertise to expand its footprint and diversify its service offerings, while maintaining its focus on customer service and operational efficiency.
WCF Bancorp is guided by an experienced management team and board of directors with deep roots in community banking and financial services. The company’s leadership emphasizes prudent risk management, robust credit standards and the continued enhancement of its digital capabilities. By balancing traditional client-centric values with technological innovation, WCF Bancorp aims to support the financial goals of its customers and foster growth in the communities it serves.
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