WCF Bancorp is the bank holding company for WCF National Bank, a state-chartered commercial bank headquartered in Waterloo, Iowa. The company focuses on serving the financial needs of individuals, families and businesses in its local markets through a combination of community banking principles and personalized customer service. As a privately held institution trading on the OTC Markets under the symbol WCFB, it maintains a regional footprint rooted in the agricultural and small-business economies of northeastern Iowa.
Through its banking subsidiary, WCF National Bank offers a broad range of deposit and lending products. Core offerings include checking and savings accounts, certificates of deposit and money market services, as well as residential and consumer installment loans. On the commercial side, the bank provides working capital lines of credit, equipment financing, real estate loans and treasury management solutions. In addition, WCF National Bank supports mortgage origination and secondary market sales to meet the home-financing needs of its customers.
WCF Bancorp’s operations are concentrated in Black Hawk, Bremer and Grundy counties, with branch offices and ATM access points designed to serve both urban and rural communities. The company emphasizes community engagement and economic development, working closely with local organizations to support small-business growth and agricultural producers. Its management team comprises banking professionals with extensive experience in risk management, commercial lending and customer relationship development, underscoring a commitment to stability and long-term client partnerships.
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