TSE:VBNK VersaBank (VBNK) Stock Price, News & Analysis C$17.12 -0.34 (-1.95%) As of 10/16/2025 04:00 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendHeadlinesBuy This Stock About VersaBank Stock (TSE:VBNK) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get VersaBank alerts:Sign Up Key Stats Today's RangeC$16.94▼C$17.5950-Day RangeC$13.94▼C$17.6952-Week RangeC$12.18▼C$25.75Volume39,547 shsAverage Volume28,423 shsMarket CapitalizationC$556.73 millionP/E Ratio18.21Dividend Yield0.58%Price TargetC$19.00Consensus RatingBuy Company Overview VersaBank, a Canadian Schedule I chartered bank, became the world's first fully digital financial institution when it adopted its highly efficient business-to-business model using proprietary state-of-the art financial technology to profitably address underserved markets in pursuit of superior net interest margins while mitigating risk. It obtains all deposits and provides the majority of loans and leases electronically. Leveraging internally developed IT security software, VersaBank established Washington, DC based subsidiary, DRT Cyber Inc., to pursue large-market opportunities in cyber security and develop innovative solutions to address the rapidly growing volume of cyber threats challenging financial institutions, multi-national corporations and government entities on a daily basis. Read More VersaBank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks24th Percentile Overall ScoreVBNK MarketRank™: VersaBank scored higher than 24% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.4 / 5Analyst RatingBuy Consensus RatingVersaBank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.Upside PotentialVersaBank has a consensus price target of C$19.00, representing about 11.0% upside from its current price of C$17.12.Amount of Analyst CoverageVersaBank has received no research coverage in the past 90 days.Read more about VersaBank's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of VersaBank is 18.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 233.47.Price to Earnings Ratio vs. SectorThe P/E ratio of VersaBank is 18.21, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 1,348.19.Price to Book Value per Share RatioVersaBank has a P/B Ratio of 1.11. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short InterestN/AShort Interest LevelN/A Short InterestThere is no current short interest data available for VBNK. Dividend0.8 / 5Dividend StrengthWeak Dividend YieldVersaBank has a dividend yield of 0.60%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthVersaBank does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of VersaBank is 10.64%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about VersaBank's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Short InterestThere is no current short interest data available for VBNK. News and Social Media0.0 / 5News SentimentN/A Search InterestOnly 1 people have searched for VBNK on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, VersaBank insiders have not sold or bought any company stock.Percentage Held by Insiders38.79% of the stock of VersaBank is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 5.85% of the stock of VersaBank is held by institutions.Read more about VersaBank's insider trading history. Receive VBNK Stock News and Ratings via Email Sign-up to receive the latest news and ratings for VersaBank and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. 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VBNK Stock News HeadlinesKBW Keeps Their Buy Rating on Versabank (VBNK)September 19, 2025 | theglobeandmail.comVersaBank Refreshes Canadian Digital Deposit Pilot, Plans U.S. IntegrationSeptember 16, 2025 | msn.com$3,600 gold is nice ... but here’s what most gold bugs are missingGold just surged past $3,600, but Weiss Ratings expert Sean Brodrick says the real upside is in select gold stocks — in past bull markets, these plays delivered gains as high as 5,000% to 9,800%, and Sean has now identified five companies he believes could see explosive moves in the early stages of what may be the biggest gold rally yet. | Weiss Ratings (Ad)Versabank (VBNK) Receives a Buy from KBWSeptember 9, 2025 | theglobeandmail.comVersaBank adds two new receivable purchase program partners in CanadaSeptember 3, 2025 | msn.comEarnings to Watch: VersaBank (TSX:VBNK) Reports Q3 2025 ResultSeptember 3, 2025 | finance.yahoo.comA Glimpse of VersaBank's Earnings PotentialSeptember 3, 2025 | benzinga.comVersaBank launches tokenized deposit pilot program in U.S.August 26, 2025 | msn.comSee More Headlines VBNK Stock Analysis - Frequently Asked Questions How have VBNK shares performed this year? VersaBank's stock was trading at C$19.74 at the beginning of 2025. Since then, VBNK shares have decreased by 13.3% and is now trading at C$17.12. How do I buy shares of VersaBank? Shares of VBNK stock and other Canadian stocks can be purchased through an online brokerage account. Popular online brokerages with access to the Canadian stock market include BMO InvestorLine, CIBC Investor's Edge, Desjardins Online Brokerage, HSBC InvestDirect, Laurentian Bank Discount Brokerage, National Bank Direct Brokerage, Qtrade Investor, Questrade, RBC Direct Investing, Scotia iTrade, TD Direct Investing, and Virtual Brokers. What other stocks do shareholders of VersaBank own? Based on aggregate information from My MarketBeat watchlists, some other companies that VersaBank investors own include Walgreens Boots Alliance (WBA), Enbridge (ENB), Fairfax Financial (FFH), Pfizer (PFE), American Airlines Group (AAL), British American Tobacco (BTI) and Icahn Enterprises (IEP). Company Calendar Ex-Dividend for 7/31 Dividend7/04/2025Record date for 7/31 Dividend7/31/2025Dividend Payable7/31/2025Ex-Dividend for 10/31 Dividend10/10/2025Today10/17/2025Record date for 10/31 Dividend10/31/2025Dividend Payable10/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeTSE SectorFinancial Services Industry Banks - Regional Sub-IndustryBanking Current SymbolTSE:VBNK CIKN/A Webwww.versabank.com Phone519-645-1919FaxN/AEmployees100Year FoundedN/APrice Target and Rating Average Price Target for VersaBankC$19.00 High Price TargetC$19.00 Low Price TargetC$19.00 Potential Upside/Downside+11.0%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage1 Analysts Profitability EPS (Trailing Twelve Months)C$0.94 Trailing P/E Ratio18.21 Forward P/E Ratio10.10 P/E GrowthN/ANet IncomeC$49.54 million Net Margins19.94% Pretax MarginN/A Return on Equity9.95% Return on Assets1.10% Debt Debt-to-Equity Ratio27.20 Current RatioN/A Quick RatioN/A Sales & Book Value Annual SalesC$116.83 million Price / Sales4.77 Cash FlowN/A Price / Cash FlowN/A Book ValueC$15.37 per share Price / Book1.11Miscellaneous Outstanding Shares32,519,000Free FloatN/AMarket CapC$556.73 million OptionableNot Optionable Beta0.96 Reduce the RiskMarket downturns give many investors pause, and for good reason. 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