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Betterment LLC Top Holdings and 13F Report (2026)

About Betterment LLC

Investment Activity

  • Betterment LLC has $59.13 million in total holdings as of June 30, 2026.
  • Betterment LLC owns shares of 675 different stocks, but just 20 companies or ETFs make up 80% of its holdings.
  • Approximately 4.53% of the portfolio was purchased this quarter.
  • About 2.97% of the portfolio was sold this quarter.
  • This quarter, Betterment LLC has purchased 615 new stocks and bought additional shares in 412 stocks.
  • Betterment LLC sold shares of 186 stocks and completely divested from 16 stocks this quarter.

Largest New Holdings this Quarter

464286210 - iShares International High Yield Bond ETF
$12,115 Holding
84615Q103 - SPACE EXPLORATION TECHN CORP
$2,388 Holding
199908104 - Comfort Systems USA
$1,377 Holding
093712107 - Bloom Energy
$1,332 Holding
Y7542C130 - Scorpio Tankers
$1,062 Holding

Largest Purchases this Quarter

JPMorgan Core Plus Bond ETF
22,181,970 shares (about $1.04M)
SPDR Portfolio S&P 500 ETF
6,254,289 shares (about $549.63K)
iShares National Muni Bond ETF
1,455,783 shares (about $156.67K)
Vanguard Growth ETF
1,632,126 shares (about $140.59K)
Vanguard Emerging Markets Government Bond ETF
1,820,689 shares (about $122.42K)

Largest Sales this Quarter

iShares Core U.S. Aggregate Bond ETF
8,284,237 shares (about $819.97K)
Vanguard Total Stock Market ETF
581,196 shares (about $215.07K)
SPDR Portfolio S&P 400 Mid Cap ETF
1,333,524 shares (about $90.09K)
Vanguard Mid-Cap Value ETF
235,055 shares (about $46.45K)

Sector Allocation Over Time

Map of 500 Largest Holdings ofBetterment LLC

 
 
Selling
 
 
Neutral
 
 
Buying
Issuer NameHoldings ValueApproximate Purchase/SaleChange in SharesShares Held% of PortfolioSector
Vanguard FTSE Developed Markets ETF stock logo
VEA
Vanguard FTSE Developed Markets ETF
$9,884,311$56,742 â–²0.6%138,727,17416.7%ETF
Vanguard Total Stock Market ETF stock logo
VTI
Vanguard Total Stock Market ETF
$8,860,797$215,066 â–¼-2.4%23,945,51115.0%ETF
SPDR Portfolio S&P 500 ETF stock logo
SPLG
SPDR Portfolio S&P 500 ETF
$8,601,795$549,627 â–²6.8%97,881,14514.5%ETF
Vanguard FTSE Emerging Markets ETF stock logo
VWO
Vanguard FTSE Emerging Markets ETF
$3,216,208$30,449 â–²1.0%53,881,8535.4%ETF
iShares National Muni Bond ETF stock logo
MUB
iShares National Muni Bond ETF
$2,264,273$156,671 â–²7.4%21,039,5153.8%ETF
iShares Core S&P Total U.S. Stock Market ETF stock logo
ITOT
iShares Core S&P Total U.S. Stock Market ETF
$1,698,282$45,925 â–¼-2.6%10,338,3602.9%ETF
iShares Core U.S. Aggregate Bond ETF stock logo
AGG
iShares Core U.S. Aggregate Bond ETF
$1,546,180$819,974 â–¼-34.7%15,621,1392.6%ETF
JPMorgan Core Plus Bond ETF stock logo
JCPB
JPMorgan Core Plus Bond ETF
$1,333,876$1,041,221 â–²355.8%28,416,6222.3%ETF
SPDR Portfolio S&P 400 Mid Cap ETF stock logo
SPMD
SPDR Portfolio S&P 400 Mid Cap ETF
$1,274,572$90,093 â–¼-6.6%18,865,7732.2%ETF
SPDR Portfolio S&P 600 Small Cap ETF stock logo
SPSM
SPDR Portfolio S&P 600 Small Cap ETF
$1,106,159$9,335 â–²0.9%19,180,8381.9%ETF
Vanguard Value ETF stock logo
VTV
Vanguard Value ETF
$1,036,928$23,208 â–¼-2.2%4,758,0771.8%ETF
Vanguard Total International Bond ETF stock logo
BNDX
Vanguard Total International Bond ETF
$983,202$43,633 â–²4.6%20,301,5161.7%ETF
iShares Core MSCI EAFE ETF stock logo
IEFA
iShares Core MSCI EAFE ETF
$864,876$29,697 â–¼-3.3%8,955,0181.5%ETF
Schwab US Large-Cap ETF stock logo
SCHX
Schwab US Large-Cap ETF
$842,505$821 â–²0.1%28,627,4291.4%ETF
Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF stock logo
GSLC
Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF
$810,425$8,149 â–¼-1.0%5,711,6431.4%ETF
JPMorgan Ultra-Short Income ETF stock logo
JPST
JPMorgan Ultra-Short Income ETF
$695,754$5,371 â–²0.8%13,758,2421.2%ETF
Vanguard Mid-Cap Value ETF stock logo
VOE
Vanguard Mid-Cap Value ETF
$692,949$46,447 â–¼-6.3%3,506,8261.2%ETF
Vanguard Small-Cap Value ETF stock logo
VBR
Vanguard Small-Cap Value ETF
$683,522$25,311 â–¼-3.6%2,812,9641.2%ETF
iShares ESG Aware MSCI USA ETF stock logo
ESGU
iShares ESG Aware MSCI USA ETF
$664,270$2,730 â–²0.4%4,058,5961.1%ETF
Goldman Sachs Access Treasury 0-1 Year ETF stock logo
GBIL
Goldman Sachs Access Treasury 0-1 Year ETF
$627,006$16,113 â–²2.6%6,260,0431.1%ETF
Schwab International Equity ETF stock logo
SCHF
Schwab International Equity ETF
$569,544$17,955 â–¼-3.1%20,561,1681.0%ETF
Vanguard Emerging Markets Government Bond ETF stock logo
VWOB
Vanguard Emerging Markets Government Bond ETF
$505,706$122,423 â–²31.9%7,520,9030.9%ETF
SPDR Nuveen ICE Municipal Bond ETF stock logo
TFI
SPDR Nuveen ICE Municipal Bond ETF
$505,160$24,453 â–¼-4.6%11,029,6850.9%ETF
iShares 0-5 Year TIPS Bond ETF stock logo
STIP
iShares 0-5 Year TIPS Bond ETF
$465,218$6,767 â–²1.5%4,553,8160.8%ETF
iShares Core MSCI Emerging Markets ETF stock logo
IEMG
iShares Core MSCI Emerging Markets ETF
$447,332$20,999 â–¼-4.5%5,399,9570.8%ETF
iShares J.P. Morgan USD Emerging Markets Bond ETF stock logo
EMB
iShares J.P. Morgan USD Emerging Markets Bond ETF
$444,997$76,524 â–¼-14.7%4,614,2360.8%ETF
Schwab US Broad Market ETF stock logo
SCHB
Schwab US Broad Market ETF
$442,860$12,329 â–¼-2.7%15,292,1440.7%ETF
iShares ESG Aware MSCI EAFE ETF stock logo
ESGD
iShares ESG Aware MSCI EAFE ETF
$408,427$5,526 â–²1.4%3,972,6390.7%ETF
SPDR Portfolio Developed World ex-US ETF stock logo
SPDW
SPDR Portfolio Developed World ex-US ETF
$403,261$13,280 â–¼-3.2%8,002,7960.7%ETF
Vanguard Tax-Exempt Bond ETF stock logo
VTEB
Vanguard Tax-Exempt Bond ETF
$357,194$6,673 â–²1.9%7,061,9520.6%ETF
iShares MSCI ACWI Low Carbon Target ETF stock logo
CRBN
iShares MSCI ACWI Low Carbon Target ETF
$330,460$1,236 â–²0.4%1,306,3200.6%ETF
Vanguard S&P 500 ETF stock logo
VOO
Vanguard S&P 500 ETF
$264,539$1,880 â–²0.7%385,1700.4%ETF
iShares Russell Mid-Cap Value ETF stock logo
IWS
iShares Russell Mid-Cap Value ETF
$228,222$15,190 â–¼-6.2%1,386,5240.4%ETF
Vanguard Growth ETF stock logo
VUG
Vanguard Growth ETF
$168,309$140,592 â–²507.2%1,953,8980.3%ETF
iShares ESG Aware MSCI EM ETF stock logo
ESGE
iShares ESG Aware MSCI EM ETF
$166,380$7,673 â–¼-4.4%3,042,2360.3%ETF
Goldman Sachs ActiveBeta International Equity ETF stock logo
GSIE
Goldman Sachs ActiveBeta International Equity ETF
$162,037$11,680 â–²7.8%3,545,6710.3%ETF
Dimensional U.S. Core Equity 2 ETF stock logo
DFAC
Dimensional U.S. Core Equity 2 ETF
$156,352$4,325 â–²2.8%3,524,6190.3%ETF
iShares Russell 2000 Value ETF stock logo
IWN
iShares Russell 2000 Value ETF
$143,092$5,669 â–¼-3.8%646,8890.2%ETF
TCW Transform 500 ETF stock logo
VOTE
TCW Transform 500 ETF
$142,884$451 â–²0.3%1,620,5530.2%ETF
Schwab U.S. Large-Cap Value ETF stock logo
SCHV
Schwab U.S. Large-Cap Value ETF
$134,632$4,641 â–¼-3.3%3,867,6160.2%ETF
SPDR Portfolio S&P 500 Value ETF stock logo
SPYV
SPDR Portfolio S&P 500 Value ETF
$131,230$5,387 â–¼-3.9%2,158,7350.2%ETF
iShares Core International Aggregate Bond ETF stock logo
IAGG
iShares Core International Aggregate Bond ETF
$127,388$14,876 â–²13.2%2,517,5510.2%ETF
SPDR S&P Fossil Fuel Reserves Free ETF stock logo
SPYX
SPDR S&P Fossil Fuel Reserves Free ETF
$121,073$628 â–²0.5%1,981,5620.2%ETF
SPDR Portfolio Emerging Markets ETF stock logo
SPEM
SPDR Portfolio Emerging Markets ETF
$108,730$2,532 â–¼-2.3%2,099,8400.2%ETF
iShares Core S&P 500 ETF stock logo
IVV
iShares Core S&P 500 ETF
$108,404$1,521 â–¼-1.4%144,7530.2%ETF
SPDR S&P Kensho New Economies Composite ETF stock logo
KOMP
SPDR S&P Kensho New Economies Composite ETF
$107,298$1,062 â–²1.0%1,500,6750.2%ETF
Goldman Sachs ActiveBeta Emerging Markets Equity ETF stock logo
GEM
Goldman Sachs ActiveBeta Emerging Markets Equity ETF
$105,299$2,436 â–¼-2.3%2,024,9820.2%ETF
JP Morgan Investment Management Inc
$100,096$14,470 â–²16.9%1,984,4570.2%SUSTAINABLE MUNI
iShares ESG Aware MSCI USA Small-Cap ETF stock logo
ESML
iShares ESG Aware MSCI USA Small-Cap ETF
$99,339$735 â–¼-0.7%1,776,1290.2%ETF
GSEU
Goldman Sachs ActiveBeta Europe Equity ETF
$91,571$2,571 â–²2.9%1,885,7190.2%ETF
iShares ESG Aware U.S. Aggregate Bond ETF stock logo
EAGG
iShares ESG Aware U.S. Aggregate Bond ETF
$85,924$7,224 â–²9.2%1,812,3650.1%ETF
FWD
AB Disruptors ETF
$85,922$497 â–²0.6%580,0840.1%ETF
Vanguard Total Bond Market ETF stock logo
BND
Vanguard Total Bond Market ETF
$81,610$35,982 â–¼-30.6%1,111,6980.1%ETF
EFAX
SPDR MSCI EAFE Fossil Fuel Reserves Free ETF
$79,805$2,322 â–²3.0%1,474,5890.1%ETF
Vanguard ESG U.S. Stock ETF stock logo
ESGV
Vanguard ESG U.S. Stock ETF
$78,824$1,188 â–¼-1.5%596,0670.1%ETF
iShares S&P 500 Value ETF stock logo
IVE
iShares S&P 500 Value ETF
$77,655$3,514 â–¼-4.3%342,0030.1%ETF
Vanguard Mid-Cap ETF stock logo
VO
Vanguard Mid-Cap ETF
$75,751$54,961 â–²264.4%940,1890.1%ETF
Invesco NASDAQ 100 ETF stock logo
QQQM
Invesco NASDAQ 100 ETF
$74,016$13,107 â–²21.5%244,3000.1%ETF
iShares USD Green Bond ETF stock logo
BGRN
iShares USD Green Bond ETF
$71,652$6,089 â–²9.3%1,509,4230.1%ETF
Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF stock logo
GSSC
Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF
$70,701$1,056 â–²1.5%774,7160.1%ETF
iShares Broad USD High Yield Corporate Bond ETF stock logo
USHY
iShares Broad USD High Yield Corporate Bond ETF
$70,673$109 â–²0.2%1,909,0460.1%ETF
Vanguard Short-Term Inflation-Protected Securities ETF stock logo
VTIP
Vanguard Short-Term Inflation-Protected Securities ETF
$69,330$4,259 â–¼-5.8%1,380,2430.1%ETF
Vanguard Small-Cap ETF stock logo
VB
Vanguard Small-Cap ETF
$68,378$1,591 â–¼-2.3%225,5800.1%ETF
iShares Investment Grade Systematic Bond ETF stock logo
IGEB
iShares Investment Grade Systematic Bond ETF
$67,139$1,851 â–¼-2.7%1,488,3320.1%ETF
iShares Short Treasury Bond ETF stock logo
SHV
iShares Short Treasury Bond ETF
$66,187$5,741 â–¼-8.0%599,7910.1%ETF
Schwab US Small-Cap ETF stock logo
SCHA
Schwab US Small-Cap ETF
$63,357$3,119 â–¼-4.7%1,753,5790.1%ETF
Dimensional International Core Equity 2 ETF stock logo
DFIC
Dimensional International Core Equity 2 ETF
$62,224$3,211 â–²5.4%1,669,9880.1%ETF
GSJY
Goldman Sachs ActiveBeta Japan Equity ETF
$60,661$1,744 â–²3.0%1,160,3060.1%ETF
iShares Flexible Income Active ETF stock logo
BINC
iShares Flexible Income Active ETF
$58,500$26,903 â–²85.1%1,117,6830.1%ETF
Dimensional Core Fixed Income ETF stock logo
DFCF
Dimensional Core Fixed Income ETF
$57,066$4,027 â–²7.6%1,351,9500.1%ETF
iShares 7-10 Year Treasury Bond ETF stock logo
IEF
iShares 7-10 Year Treasury Bond ETF
$56,518$40,630 â–²255.7%597,6340.1%ETF
Vanguard Short-Term Bond ETF stock logo
BSV
Vanguard Short-Term Bond ETF
$51,667$2,715 â–²5.5%663,1600.1%ETF
Goldman Sachs Asset Management LP
$51,666$3,428 â–²7.1%1,004,4010.1%MUNI INCOME ETF
Vanguard Large-Cap ETF stock logo
VV
Vanguard Large-Cap ETF
$50,613$3,716 â–¼-6.8%147,1690.1%ETF
iShares ESG MSCI KLD 400 ETF stock logo
DSI
iShares ESG MSCI KLD 400 ETF
$48,117$1,684 â–¼-3.4%337,9220.1%ETF
GCOR
Goldman Sachs Access U.S. Aggregate Bond ETF
$45,574$2,113 â–²4.9%1,107,2390.1%ETF
VANGUARD MALVERN FDS
$45,179$31,475 â–²229.7%582,3580.1%CORE-PLUS BD ETF
GTIP
Goldman Sachs Access Inflation Protected USD Bond ETF
$44,396$2,575 â–²6.2%908,8250.1%ETF
Invesco QQQ stock logo
QQQ
Invesco QQQ
$43,722$5,351 â–¼-10.9%59,3720.1%ETF
iShares MSCI USA ESG Select ETF stock logo
SUSA
iShares MSCI USA ESG Select ETF
$41,802$1,357 â–¼-3.1%270,9170.1%ETF
Vanguard Dividend Appreciation ETF stock logo
VIG
Vanguard Dividend Appreciation ETF
$40,913$3,278 â–²8.7%172,9080.1%ETF
Vanguard Total International Stock ETF stock logo
VXUS
Vanguard Total International Stock ETF
$40,052$2,826 â–²7.6%468,4940.1%ETF
iShares ESG Aware USD Corporate Bond ETF stock logo
SUSC
iShares ESG Aware USD Corporate Bond ETF
$39,381$2,495 â–²6.8%1,701,1090.1%ETF
Dimensional Emerging Markets Core Equity 2 ETF stock logo
DFEM
Dimensional Emerging Markets Core Equity 2 ETF
$37,935$324 â–²0.9%933,4380.1%ETF
iShares Aaa - A Rated Corporate Bond ETF stock logo
QLTA
iShares Aaa - A Rated Corporate Bond ETF
$37,107$19,184 â–²107.0%780,8650.1%ETF
BlackRock Fund Advisors
$35,607$2,363 â–¼-6.2%1,069,6080.1%SHS BEN INT
Dimensional US Large Cap Value ETF stock logo
DFLV
Dimensional US Large Cap Value ETF
$33,351$1,277 â–²4.0%843,4730.1%ETF
iShares 0-3 Month Treasury Bond ETF stock logo
SGOV
iShares 0-3 Month Treasury Bond ETF
$32,765$12,217 â–²59.5%325,4670.1%ETF
Dimensional International Core Equity Market ETF stock logo
DFAI
Dimensional International Core Equity Market ETF
$31,645$412 â–²1.3%767,1540.1%ETF
iShares AAA CLO Active ETF stock logo
CLOA
iShares AAA CLO Active ETF
$30,417$12,329 â–²68.2%585,9580.1%ETF
EEMX
SPDR MSCI Emerging Markets Fossil Fuel Reserves Free ETF
$30,158$1,557 â–¼-4.9%556,9300.1%ETF
Goldman Sachs JUST U.S. Large Cap Equity ETF stock logo
JUST
Goldman Sachs JUST U.S. Large Cap Equity ETF
$29,353$935 â–²3.3%275,1030.0%ETF
GEMD
Goldman Sachs Access Emerging Markets USD Bond ETF
$28,578$1,700 â–²6.3%672,7410.0%ETF
Dimensional Fund Advisors LP
$28,030$99 â–¼-0.4%341,9120.0%US CORE EQUITY 1
Vanguard Total World Bond ETF stock logo
BNDW
Vanguard Total World Bond ETF
$28,023$2,535 â–²9.9%408,9100.0%ETF
Dimensional US Core Equity Market ETF stock logo
DFAU
Dimensional US Core Equity Market ETF
$27,721$1,136 â–¼-3.9%536,3010.0%ETF
Dimensional U.S. Targeted Value ETF stock logo
DFAT
Dimensional U.S. Targeted Value ETF
$26,575$943 â–²3.7%380,1890.0%ETF
iShares MSCI USA Quality Factor ETF stock logo
QUAL
iShares MSCI USA Quality Factor ETF
$25,938$3,321 â–²14.7%118,2050.0%ETF
Vanguard Mid-Cap Growth ETF stock logo
VOT
Vanguard Mid-Cap Growth ETF
$25,926$1,834 â–¼-6.6%84,6420.0%ETF
Vanguard Intermediate-Term Bond ETF stock logo
BIV
Vanguard Intermediate-Term Bond ETF
$24,194$421 â–²1.8%315,4420.0%ETF

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