David Smith Analyst PerformanceHead of Consumer Lending at Truist FinancialDavid Smith is a stock analyst at Truist Financial in the finance sector, covering 11 publicly traded companies. Over the past year, David Smith has issued 28 stock ratings, including buy and hold recommendations. While full access to David Smith's proprietary MarketBeat Analyst Ranking is reserved for MarketBeat All Access subscribers, the rating is updated daily to reflect the most recent analyst activity. This profile highlights David Smith's coverage history, rating activity, and performance tendencies — helping individual investors make more informed trading decisions. Analyst Rankings, Coverage, and Performance StatisticsAnalyst RankingSubscribe to MarketBeat All Access for the analyst's recommendation accuracy rating MarketBeatAverage Return00.00% 12-Month ROISuccess Rate00.00% Profitable RatingsTotal Ratings28 Last 0 YearsBuy Recommendations46.43% 13 Buy RatingsCompanies Covered11 Unique Companies Ratings Distribution28RatingsDistribution of strong buy, buy, hold, and sell ratings by David Smith.RatingPercentageCount Strong Buy0.0%0 ratings Buy46.4%13 ratings Hold53.6%15 ratings Sell0.0%0 ratingsOut of 28 total stock ratings issued by David Smith at Truist Financial, the majority (53.6%) have been Hold recommendations, followed by 46.4% Buy.Best & Worst CallsThis analyst does not have any ratings with enough history to determine best and worst calls.Exchange CoverageExchangePercentageCountNYSE81.8% of companies on NYSE9 companiesNASDAQ18.2% of companies on NASDAQ2 companiesDavid Smith, an analyst at Truist Financial, currently covers 11 companies listed on NYSE and NASDAQ, with the majority traded on NYSE.Coverage FocusSector IconSectorPercentageFinance11 companies100.0%David Smith of Truist Financial specializes in stock coverage within the Finance sector.Coverage IndustriesIndustryPercentageBANKS - NORTHEAST3 companies27.3%BANKS - MJR REGNL3 companies27.3%BANKS - SOUTHEAST2 companies18.2%FIN - INVEST BKRS1 company9.1%FIN - CONS LOANS1 company9.1%BANKS - MIDWEST1 company9.1% About David SmithDavid Smith is the head of consumer lending for Truist Financial Corporation, a purpose-driven financial services organization committed to inspiring and building better lives and communities. An accomplished leader in the financial services industry with 25 years of experience, Smith is responsible for executing our consumer loan balance sheet strategy, aligning capital to highest and best use with an increased focus on utilizing our portfolio to deepen client relationships. He leads real estate lending, unsecured and personal lending, indirect lending, mortgage servicing, consumer capital markets and portfolio performance. He is also a member of Truist’s Operating Council. Previously, Smith held leadership roles at Truist, including head of mortgage. Prior to joining Truist, Smith led businesses in mortgage lending, insurance, and title affiliated with Keller Williams. He also served as the president and CEO of CitiMortgage, a subsidiary of Citibank. While at Citigroup, Smith previously held a variety of roles including chief operating officer of retail banking and mortgage with Citibank, preceded by a variety of roles in CitiMortgage in originations, servicing and supporting functions. Committed to empowering clients, teammates and communities, Smith blends his passion for client care and business expertise to execute on Truist’s purpose, mission and values, and believes in the importance of community engagement and investing in the future. He serves as an advisor for Labeled and Loved, a Texas-based nonprofit organization that supports families with disabilities by providing educational resources for caretakers. Additionally, he is active in the Housing Policy Council as well as the Mortgage Bankers Association. Smith holds a bachelor's degree from the University of Utah and an MBA from the University of Colorado Denver. Follow on LinkedIn David Smith's Ratings History at Truist Financial Custom Range 1 Month 3 Months 6 Months Year-to-Date 1 Year 2 Years 3 Years 4 Years 5 Years All Time Timeframe Start Date End Date All Ratings Strong Buy Buy Hold Sell Rating Recommendation ROI is the percentage between the price on the Report Date to the price 12 months after the report date.Available with a MarketBeat All Access Subscription12-Month ROIUpgrade to All Access to use the All ROI Filter Export to Excel CompanyReport DateActionReport Date Price12-MonthPrice TargetRating12-MonthPrice & ROIDetailsVLYValley National Bancorp9/12/2025Boost Price Target$10.78$13.00Buy$0.0000.00% ROIFLGFlagstar Financial9/12/2025Boost Price Target$12.76$13.50Hold$0.0000.00% ROISCHWCharles Schwab8/15/2025Boost Price Target$97.80$112.00Buy$0.0000.00% ROISTTState Street8/14/2025Boost Price Target$111.48$125.00Buy$0.0000.00% ROINTRSNorthern Trust8/14/2025Boost Price Target$125.97$132.00Hold$0.0000.00% ROIBKBank of New York Mellon8/14/2025Boost Price Target$101.91$109.00Hold$0.0000.00% ROIALLYAlly Financial7/24/2025Boost Price Target$38.70$45.00Buy$0.0000.00% ROIFNBF.N.B.7/22/2025Boost Price Target$16.02$18.00Buy$0.0000.00% ROISCHWCharles Schwab7/21/2025Boost Price Target$95.87$107.00Buy$0.0000.00% ROIBKBank of New York Mellon7/16/2025Boost Price Target$94.74$100.00Hold$0.0000.00% ROISTTState Street7/16/2025Lower Price Target$104.51$116.00Buy$0.0000.00% ROINTRSNorthern Trust7/3/2025Boost Price Target$132.04$126.00Hold$0.0000.00% ROISTTState Street5/28/2025Upgrade$97.35$112.00Buy$0.0000.00% ROIBKBank of New York Mellon5/28/2025Downgrade$90.17$97.00Hold$0.0000.00% ROIWBSWebster Financial5/13/2025Initiated Coverage$52.80$61.00Buy$0.0000.00% ROIVLYValley National Bancorp5/13/2025Initiated Coverage$9.25$10.00Hold$0.0000.00% ROIFLGFlagstar Financial5/13/2025Initiated Coverage$12.57$13.00Hold$0.0000.00% ROIASBAssociated Banc5/13/2025Initiated Coverage$24.43$26.00Hold$0.0000.00% ROISNVSynovus Financial5/13/2025Initiated Coverage$49.76$56.00Buy$0.0000.00% ROINTRSNorthern Trust4/23/2025Lower Price Target$92.22$92.00Hold$0.0000.00% ROISTTState Street4/21/2025Lower Price Target$79.94$85.00Hold$0.0000.00% ROIBKBank of New York Mellon4/14/2025Lower Price Target$78.32$87.00Buy$0.0000.00% ROISTTState Street4/4/2025Lower Price Target$77.59$89.00Hold$0.0000.00% ROINTRSNorthern Trust4/4/2025Lower Price Target$85.62$98.00Hold$0.0000.00% ROIBKBank of New York Mellon4/4/2025Lower Price Target$74.56$90.00Buy$0.0000.00% ROINTRSNorthern Trust1/24/2025Boost Price Target$111.58$116.00Hold$0.0000.00% ROISTTState Street1/21/2025Lower Price Target$98.72$104.00Hold$0.0000.00% ROIBKBank of New York Mellon1/16/2025Boost Price Target$81.37$93.00Buy$0.0000.00% ROI Stock Forecasts and Research Tools Today's Ratings U.S. Ratings U.K. Ratings Canadian Ratings All Upgrades All Downgrades All Initiations All Price Target Changes Top-Rated Stocks Top Rated Stocks Top-Rated Dividend Stocks Top-Rated Small-Cap Stocks Top-Rated Tech Stocks Most-Upgraded Stocks Most-Downgraded Stocks Lowest-Rated Stocks More Ratings Tools Stock Ratings by Issuer Top-Rated Analysts Top-Rated Brokerages Stock Ratings Screener Free Ratings Newsletter Price Forecasts for Popular Stocks Alphabet (Google) Stock ForecastAmazon Stock ForecastApple Stock ForecastMeta (Facebook) Stock ForecastMicrosoft Stock ForecastNetflix Stock ForecastNvidia Stock ForecastTesla Stock Forecast Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.