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David Smith

David Smith Analyst Performance

Head of Consumer Lending at Truist Financial

David Smith is a stock analyst at Truist Financial in the finance sector, covering 11 publicly traded companies. Over the past year, David Smith has issued 28 stock ratings, including buy and hold recommendations. While full access to David Smith's proprietary MarketBeat Analyst Ranking is reserved for MarketBeat All Access subscribers, the rating is updated daily to reflect the most recent analyst activity. This profile highlights David Smith's coverage history, rating activity, and performance tendencies — helping individual investors make more informed trading decisions.

Analyst Rankings, Coverage, and Performance Statistics

Average Return
00.00% 12-Month ROI
Success Rate
00.00% Profitable Ratings
Total Ratings
28 Last 0 Years
Buy Recommendations
46.43% 13 Buy Ratings
Companies Covered
11 Unique Companies

Ratings Distribution

RatingPercentageCount
Strong Buy0.0%0 ratings
Buy46.4%13 ratings
Hold53.6%15 ratings
Sell0.0%0 ratings

Out of 28 total stock ratings issued by David Smith at Truist Financial, the majority (53.6%) have been Hold recommendations, followed by 46.4% Buy.

Best & Worst Calls

This analyst does not have any ratings with enough history to determine best and worst calls.

Exchange Coverage

ExchangePercentageCount
NYSE
81.8% of companies on NYSE
9 companies
NASDAQ
18.2% of companies on NASDAQ
2 companies

David Smith, an analyst at Truist Financial, currently covers 11 companies listed on NYSE and NASDAQ, with the majority traded on NYSE.

Coverage Focus

Sector IconSectorPercentage
Finance
11 companies
100.0%

David Smith of Truist Financial specializes in stock coverage within the Finance sector.

Coverage Industries

IndustryPercentage
BANKS - NORTHEAST
3 companies
27.3%
BANKS - MJR REGNL
3 companies
27.3%
BANKS - SOUTHEAST
2 companies
18.2%
FIN - INVEST BKRS
1 company
9.1%
FIN - CONS LOANS
1 company
9.1%
BANKS - MIDWEST
1 company
9.1%

About David Smith

David Smith is the head of consumer lending for Truist Financial Corporation, a purpose-driven financial services organization committed to inspiring and building better lives and communities. An accomplished leader in the financial services industry with 25 years of experience, Smith is responsible for executing our consumer loan balance sheet strategy, aligning capital to highest and best use with an increased focus on utilizing our portfolio to deepen client relationships. He leads real estate lending, unsecured and personal lending, indirect lending, mortgage servicing, consumer capital markets and portfolio performance. He is also a member of Truist’s Operating Council. Previously, Smith held leadership roles at Truist, including head of mortgage. Prior to joining Truist, Smith led businesses in mortgage lending, insurance, and title affiliated with Keller Williams. He also served as the president and CEO of CitiMortgage, a subsidiary of Citibank. While at Citigroup, Smith previously held a variety of roles including chief operating officer of retail banking and mortgage with Citibank, preceded by a variety of roles in CitiMortgage in originations, servicing and supporting functions. Committed to empowering clients, teammates and communities, Smith blends his passion for client care and business expertise to execute on Truist’s purpose, mission and values, and believes in the importance of community engagement and investing in the future. He serves as an advisor for Labeled and Loved, a Texas-based nonprofit organization that supports families with disabilities by providing educational resources for caretakers. Additionally, he is active in the Housing Policy Council as well as the Mortgage Bankers Association. Smith holds a bachelor's degree from the University of Utah and an MBA from the University of Colorado Denver.
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David Smith's Ratings History at Truist Financial

Recommendation ROI is the percentage between the price on the Report Date to the price 12 months after the report date.
Available with a MarketBeat All Access Subscription
12-Month ROIUpgrade to All Access to use the All ROI Filter
CompanyReport DateActionReport Date Price12-Month
Price Target
Rating12-Month
Price & ROI
Details
Valley National Bancorp stock logo
VLY
Valley National Bancorp
9/12/2025Boost Price Target$10.78$13.00Buy
Flagstar Financial, Inc. stock logo
FLG
Flagstar Financial
9/12/2025Boost Price Target$12.76$13.50Hold
The Charles Schwab Corporation stock logo
SCHW
Charles Schwab
8/15/2025Boost Price Target$97.80$112.00Buy
State Street Corporation stock logo
STT
State Street
8/14/2025Boost Price Target$111.48$125.00Buy
Northern Trust Corporation stock logo
NTRS
Northern Trust
8/14/2025Boost Price Target$125.97$132.00Hold
The Bank of New York Mellon Corporation stock logo
BK
Bank of New York Mellon
8/14/2025Boost Price Target$101.91$109.00Hold
Ally Financial Inc. stock logo
ALLY
Ally Financial
7/24/2025Boost Price Target$38.70$45.00Buy
F.N.B. Corporation stock logo
FNB
F.N.B.
7/22/2025Boost Price Target$16.02$18.00Buy
The Charles Schwab Corporation stock logo
SCHW
Charles Schwab
7/21/2025Boost Price Target$95.87$107.00Buy
The Bank of New York Mellon Corporation stock logo
BK
Bank of New York Mellon
7/16/2025Boost Price Target$94.74$100.00Hold
State Street Corporation stock logo
STT
State Street
7/16/2025Lower Price Target$104.51$116.00Buy
Northern Trust Corporation stock logo
NTRS
Northern Trust
7/3/2025Boost Price Target$132.04$126.00Hold
State Street Corporation stock logo
STT
State Street
5/28/2025Upgrade$97.35$112.00Buy
The Bank of New York Mellon Corporation stock logo
BK
Bank of New York Mellon
5/28/2025Downgrade$90.17$97.00Hold
Webster Financial Corporation stock logo
WBS
Webster Financial
5/13/2025Initiated Coverage$52.80$61.00Buy
Valley National Bancorp stock logo
VLY
Valley National Bancorp
5/13/2025Initiated Coverage$9.25$10.00Hold
Flagstar Financial, Inc. stock logo
FLG
Flagstar Financial
5/13/2025Initiated Coverage$12.57$13.00Hold
Associated Banc-Corp stock logo
ASB
Associated Banc
5/13/2025Initiated Coverage$24.43$26.00Hold
Synovus Financial Corp. stock logo
SNV
Synovus Financial
5/13/2025Initiated Coverage$49.76$56.00Buy
Northern Trust Corporation stock logo
NTRS
Northern Trust
4/23/2025Lower Price Target$92.22$92.00Hold
State Street Corporation stock logo
STT
State Street
4/21/2025Lower Price Target$79.94$85.00Hold
The Bank of New York Mellon Corporation stock logo
BK
Bank of New York Mellon
4/14/2025Lower Price Target$78.32$87.00Buy
State Street Corporation stock logo
STT
State Street
4/4/2025Lower Price Target$77.59$89.00Hold
Northern Trust Corporation stock logo
NTRS
Northern Trust
4/4/2025Lower Price Target$85.62$98.00Hold
The Bank of New York Mellon Corporation stock logo
BK
Bank of New York Mellon
4/4/2025Lower Price Target$74.56$90.00Buy
Northern Trust Corporation stock logo
NTRS
Northern Trust
1/24/2025Boost Price Target$111.58$116.00Hold
State Street Corporation stock logo
STT
State Street
1/21/2025Lower Price Target$98.72$104.00Hold
The Bank of New York Mellon Corporation stock logo
BK
Bank of New York Mellon
1/16/2025Boost Price Target$81.37$93.00Buy