United Community Banks (NASDAQ:UCB) is a bank holding company headquartered in Blairsville, Georgia. Through its subsidiary, United Community Bank, it provides a range of commercial and retail banking services. The company’s commercial banking segment offers business lending, cash management, and deposit services targeted at small to mid-sized companies, while its retail banking group serves individual customers with checking, savings, consumer loans and digital banking solutions.
In addition to core banking functions, United Community Banks maintains a diversified financial services platform. Its wealth management arm delivers investment advisory, trust and brokerage services to high‐net‐worth clients. A mortgage division provides purchase and refinance loans, and the company’s treasury and capital markets teams offer interest rate risk management, commercial real estate financing and secondary mortgage origination capabilities.
Founded in 1950 as Union County Bank, United Community Banks has grown through organic expansion and a series of strategic acquisitions, establishing a footprint across the southeastern United States. Its branch network spans Georgia, Tennessee, South Carolina, Alabama, Florida, North Carolina and Virginia, positioning the company to serve both rural and urban markets in these states.
The company is led by Chairman and Chief Executive Officer Steven D. Bradshaw, who has guided its growth strategy and integration efforts. Under his leadership, United Community Banks continues to focus on community banking principles, customer service excellence and disciplined risk management to support its long-term financial objectives.
