SmartFinancial (NASDAQ:SMBK) is the bank holding company for SmartBank, a community‐focused financial institution headquartered in Nashville, Tennessee. Through its banking subsidiary, the company delivers a broad range of commercial and consumer banking solutions to individuals, small businesses and middle‐market corporations. SmartFinancial emphasizes relationship-driven service, leveraging local decision-making to customize lending and deposit products that support both personal and professional financial goals.
SmartBank’s product portfolio includes deposit accounts, residential and commercial mortgage loans, construction and land acquisition financing, treasury and cash management services, and a variety of insurance and wealth management offerings. The institution’s commercial clients benefit from business lines of credit, term loans and equipment financing, while retail clients access checking and savings accounts, home equity lines of credit and digital banking solutions. In addition to traditional banking, SmartBank maintains a dedicated insurance agency arm, providing property and casualty, life and health coverage through local agents.
Originally chartered in 2007, SmartBank established its community banking roots in Tennessee before expanding into markets across central and western Kentucky. Over time, the institution has grown its branch network to serve key regions such as Nashville, Louisville, Bowling Green and surrounding suburbs, while maintaining a commitment to reinvest in the communities where it operates. Through strategic branch openings and selective acquisitions, the company has broadened its geographic footprint while preserving its focus on relationship banking and localized service.
SmartFinancial’s leadership team is comprised of seasoned banking professionals who prioritize conservative underwriting, strong credit quality and responsive customer support. Under the guidance of President and Chief Executive Officer Kenneth A. Robinson, the company has pursued disciplined growth strategies and technology investments designed to enhance operational efficiency and client satisfaction. With a board of directors drawn from diverse industries, SmartFinancial continues to align its governance practices with its mission of delivering personalized financial solutions to individuals and businesses in its core markets.
