Orrstown Financial Services (NASDAQ:ORRF), Inc. is a bank holding company headquartered in Shippensburg, Pennsylvania, that provides a comprehensive range of financial services through its primary subsidiary, Orrstown Bank. Founded in 1871, the company has built its reputation on personalized community banking and has expanded to serve customers across southcentral Pennsylvania. Orrstown’s core offerings include consumer and commercial deposit accounts, mortgage lending, home equity lines of credit, and business lending solutions tailored to small and medium-sized enterprises.
In addition to traditional banking services, Orrstown Financial Services offers wealth management and brokerage services through its affiliated investment subsidiary. Clients benefit from financial planning, retirement strategies, and brokerage support, while the company’s insurance division provides life, health, and property-casualty coverage. These complementary services reinforce Orrstown’s commitment to delivering a one-stop financial resource for individuals, families, and business owners in its regional footprint.
Throughout its history, Orrstown has focused on leveraging technology to enhance customer convenience, including online and mobile banking platforms, electronic bill payment, and remote deposit capture. The bank’s commitment to digital innovation is balanced by its emphasis on local decision-making, ensuring that credit and lending decisions reflect the needs of the communities it serves. Orrstown operates multiple full-service branches in Franklin, Cumberland, Fulton, and other neighboring counties, maintaining close ties to community organizations and economic development initiatives.
Under the leadership of President and Chief Executive Officer David L. Houston Jr., Orrstown Financial Services continues to pursue measured growth while preserving its community-oriented culture. The executive team emphasizes strong governance and risk management practices, reflecting the company’s ongoing dedication to financial soundness and customer trust. As a Nasdaq-listed entity, Orrstown Financial Services upholds transparency and regulatory compliance, positioning itself as a resilient regional banking partner with deep roots in Pennsylvania’s local markets.
