Importantly though, our IFP guidance for the year reflects these plans and remains unchanged. For the Q3 of 2024, we expect in force premium at September 30 of between $875,000,000 $879,000,000 gross earned premium between $208,000,000 $210,000,000 revenue between $124,000,000 $126,000,000 and adjusted EBITDA loss of between $58,000,000 $56,000,000 We expect stock based compensation expense of approximately $16,000,000 capital expenditures approximately $3,000,000 and a weighted average share count for the quarter of approximately 71,000,000 shares. And for the full year of 2024, we expect in force premium at December 31 of between $940,000,000 $944,000,000 gross earned premium between $818,000,000 $822,000,000 revenue between $511,000,000 $515,000,000 and adjusted EBITDA loss of between $155,000,000 $151,000,000 And we expect stock based compensation for the full year of approximately $64,000,000 CapEx of approximately $10,000,000 and a weighted average share count of approximately 71,000,000 shares. And with that, I'd like to hand things back over to Shay to answer some questions from a few of our retail investors. Shay?