United Security Bancshares Q4 2024 Earnings Report

United Security Bancshares EPS Results

• Actual EPS: $0.15
• Consensus EPS: N/A
• Beat/Miss: N/A
• One Year Ago EPS: N/A

United Security Bancshares Revenue Results

• Actual Revenue: $12.08 million
• Expected Revenue: N/A
• Beat/Miss: N/A
• YoY Revenue Growth: N/A

United Security Bancshares Announcement Details

• Quarter: Q4 2024
• Date: 1/27/2025
• Time: After Market Closes
• Conference Call Date: Monday, January 27, 2025
• Conference Call Time: 4:00PM ET

United Security Bancshares (NASDAQ:UBFO), Inc. is a bank holding company based in Vancouver, Washington, whose primary subsidiary, United Security Bank, delivers community banking services in the Pacific Northwest. The company engages in core banking activities, including accepting deposits, extending commercial and residential real estate loans, and offering consumer lending solutions tailored to local businesses and individuals.

Its product offerings include a variety of deposit accounts such as business checking, savings, money market accounts and certificates of deposit. On the lending side, United Security Bancshares provides commercial real estate financing, construction loans, residential mortgages and small business loans. The company also offers letters of credit, cash management and treasury services designed to help customers manage liquidity and streamline their financial operations.

With a network of branch offices primarily serving Clark and Skamania counties in Washington, United Security Bancshares emphasizes personalized customer relationships and local decision-making. The company leverages its community bank heritage to support regional economic growth, operating under the guidance of a board of directors and senior management team with extensive experience in Pacific Northwest banking.