First Northern Community Bancorp (OTCMKTS:FNRN) is a bank holding company headquartered in Dixon, California, operating through its principal subsidiary, First Northern Bank. The company provides a full range of commercial, agricultural and consumer banking services tailored to the needs of individuals, small businesses and agricultural producers. Its product offerings include checking and savings accounts, certificates of deposit, residential and commercial real estate loans, business lines of credit, equipment financing and agricultural lending. In addition, First Northern Bank offers online and mobile banking, treasury management solutions, debit and ATM services, and merchant card processing.
Founded in 1910, First Northern Bank has grown steadily from its roots as a local community bank to a regional financial institution serving Northern California. The bank has established branches in multiple counties, including Yolo, Solano, Sacramento, Contra Costa, Napa, Colusa and Sutter, focusing on markets with strong agricultural bases and growing small-business sectors. By emphasizing relationship-driven banking, the company aims to support the economic development of the communities in which it operates, offering personalized service and decision-making at the local level.
The leadership team at First Northern Community Bancorp is led by President and Chief Executive Officer Richard M. Kozminski, who has guided the bank’s strategic growth and community-focused approach. The board of directors comprises local business and civic leaders who provide governance oversight and help shape the company’s commitment to service excellence. Through a combination of traditional banking practices and modern digital tools, First Northern Community Bancorp strives to deliver reliable financial solutions while maintaining its heritage as a community-oriented institution.
