Bank of the James Financial Group 1/31/2025 Earnings Report

Bank of the James Financial Group EPS Results

• Actual EPS: $0.36
• Consensus EPS: N/A
• Beat/Miss: N/A
• One Year Ago EPS: N/A

Bank of the James Financial Group Revenue Results

• Actual Revenue: N/A
• Expected Revenue: N/A
• Beat/Miss: N/A
• YoY Revenue Growth: N/A

Bank of the James Financial Group Announcement Details

• Date: 1/31/2025
• Time: Before Market Opens
• Conference Call Date: N/A
• Conference Call Time: N/A

Bank of the James Financial Group (NASDAQ:BOTJ) is the bank holding company for The Bank of the James, a Virginia-chartered commercial bank headquartered in Lynchburg, Virginia. Established in the early 20th century, the organization has developed a reputation for community banking with a focus on personalized service. As a NASDAQ-listed entity under the ticker BOTJ, the holding company oversees a network of full-service branches throughout Central and Southwestern Virginia.

The Bank of the James offers a comprehensive suite of consumer and commercial banking solutions. Deposit products include checking, savings, money market and certificate of deposit accounts, while lending services range from residential mortgages and home equity lines of credit to business loans and commercial real estate financing. The institution also provides treasury management, merchant services and cash management tools designed to support local businesses and professionals.

With roots tracing back more than a century, Bank of the James has expanded its geographic footprint beyond its Lynchburg origins to serve communities across several Virginia counties. The bank leverages both in-branch expertise and digital banking platforms, enabling customers to access mobile deposit, online bill pay and real­time account monitoring. This hybrid approach aims to combine the convenience of technology with the personalized attention characteristic of a community bank.

Under the guidance of an experienced executive management team and board of directors, Bank of the James maintains a focus on local economic development and financial literacy initiatives. The company supports regional non­profits, educational programs and small business development efforts, reinforcing its commitment to the communities it serves. As a financial holding company, Bank of the James Financial Group continues to pursue responsible growth while preserving the community-oriented values that have defined its operations for generations.